ATFunded is a forex prop firm that offers up to $400k in funding through its Pro and Legacy challenges.
With a unique activation fee structure on the Pro challenge and a social trading program that lets consistent traders earn from followers, ATFunded has some genuinely distinctive features, but they come with rules that are easy to misunderstand.
In this ATFunded review, we will compare the Pro and Legacy challenges, then break down the essential rules to help you decide if this is the right prop firm for your strategy.
ATFunded offers great value for money in both its challenges. The Pro challenge is better suited for traders who want a cheap cost of entry, but comes with the disadvantage of trailing maximum drawdown. Meanwhile the Legacy challenge has larger 10% static maximum drawdown, with a higher but still reasonable price. ATFunded has a good reputation and helpful customer support, so is worth trading with once you understand all the firm's rules.
Pros
- Low prices and competitive challenge parameters provide high value for money
- High rating on Trustpilot
- Excellent customer support
- ATFunded+ offers high earning potential for consistent traders
Cons
- Consistency rule on Pro challenge
- 0.5% profit required for 3 minimum trading days on Legacy challenge
- Only up to 1:30 leverage
- Pro payouts require 5 core trades
- Payout Reliability9
- Challenge Rules8
- Trading Conditions9
- Value For Money9
- Platform & Ecosystem7
Firm Overview
 Location | 🇻🇨Saint Vincent and the Grenadines |
 Year Founded | 2025 |
 Owner | Connor McCourt |
 Trading Platforms |  MetaTrader 5 |
 Instrument Type | Contract For Difference (CFD) |
 Trading Assets | ForexCommoditiesIndicesCrypto |
 Leverage | Up to 1:30 |
 Spreads | From 0.1 pips |
 Commissions | Up to $5 per lot round trip |
 Maximum Allocation | Max 2 Pro AccountsMax $200k for 2-Step Accounts |
 Payment Methods |  Card Skrill Neteller Crypto |
 Payout Methods |  Bank TransferBroker Profit TransferCrypto |
 Payout Frequency | BiweeklyMonthly |
 Total Payouts |
~$1 million |
ATFunded was founded in Saint Vincent in 2025. While being a relatively new firm, it has already developed a solid reputation.
Industry veteran and previous Head of Risk and Trading at prop firm MyForexFunds Josh Dentrinos, helped build the foundations as ATFunded’s CEO. Since then, Connor McCourt, also known as ‘CJ’ has taken over the role as CEO to continue the firm’s growth.
So far, ATFunded has a 4.6-star rating on Trustpilot with over 50 reviews.
Now, let’s break down and compare the ATF’s challenges.
ATFunded Challenges
ATFunded offers two different challenges:
- ATFunded Pro: A 1-Step challenge with a 6% profit target and 3-5% end of day trailing drawdown based on account size. Evaluation fee + activation fee structure makes the challenge very accessible, with a $100k account only costing $99 for the evaluation. The first two profit splits are only 50%. This increases to 80% and trailing drawdown resets after the third and following payouts, rewarding consistent traders. However, the consistency rule on challenge and lot size limits can slow down trading.
- AT Funded Legacy 2-Step: A great challenge with 8% and 5% profit targets, 10% static maximum drawdown and 4% equity and balance-based daily drawdown. With $100k accounts costing under $400 after discounts, this challenge provides very high value for money, especially given the large maximum drawdown. While the first payout is after 30 days, subsequent payouts are biweekly, and on the third payout, the profit split increased from 75% to 80%.
 | Pro | 2-Phase Legacy |
|---|---|---|
Scores | ||
| TPJ Rating | ||
| Difficulty Score | 1.2 – 2 | 1.7 |
| Value Score | 5x – 6x | 4.2x – 6.4x |
Challenge Rules | ||
| Phase 1 Target | 6% | 8% |
| Phase 2 Target | — | 5% |
| Max Drawdown |
3-5%
TRAILING EOD (E&B) $10k5% $50k4% $100k & $150k3% |
10%
STATIC |
| Daily Drawdown | — |
4%
BALANCE & EQUITY |
| Profit Split | Up to 80% | Up to 80% |
| Max Leverage | 1:30 | 1:30 |
| Time Limits | Unlimited | Unlimited |
| Payout Frequency |
Biweekly |
Biweekly
Monthly |
Pricing | ||
| Price Range |
$25 – $149 +$25–$149 Activation Fee
5x – 6x |
$35 – $460
4.2x – 6.4x |
| Pro | 2-Phase Legacy |
Pro Challenge
| Size | Phase 1 Target | Max Drawdown TRAILING EOD (E&B) |
|---|---|---|
| $10k | 6% ($600) | 5% ($500) |
| $50k | 6% ($3,000) | 4% ($2,000) |
| $100k | 6% ($6,000) | 3% ($3,000) |
| $150k | 6% ($9,000) | 3% ($4,500) |
Highlights
- Unique activation fee structure keeps evaluation fee low
- No daily drawdown limit
- Drawdown resets on 3rd payout onwards
Trade-offs
- Trailing maximum drawdown
- Consistency score during challenge
- 50% first two profit splits
- Minimum 5 core trades for payout
 Profit Split | Up to 80% |
| Maximum Leverage | Up to 1:30 |
| Time Limits | Unlimited |
 Minimum Trading Days | 4 |
 News Trading | ✗ Not Allowed (±5 min Restricted Window) |
 Weekend Holding | ✓ Allowed |
 Consistency Rule | 30% Best Day |
 Payout Frequency | Biweekly |
Challenge Pricing
The ATFunded Pro challenge is a unique offering with very low evaluation fees, but it has an activation fee for the funded account. While it is a CFD challenge, this setup is similar to what many Futures firms offer.
Another similarity is that the Pro challenge has different parameters based on account size. While the maximum drawdown is 5% for the $10k challenge, this is reduced to 4% for the $50k and 3% for the $100k and $150k.
All Pro challenges have a single profit target of 6%, and no daily drawdown limit.
The maximum drawdown is trailing, based on end of day balance and equity. Once it reaches the original account balance it locks in place.
To pass the challenge, you need a 30% consistency score. This means your most profitable day must be less than 30% of your total profits. If this is violated, you must continue trading until the consistency score rule is satisfied. There is no consistency rule on the funded account.
Once funded, you can request payouts every 14 days. To be eligible for payout, you must complete at least 5 core trades. Core Trades must be at least 50% of the size (lot size only) of your largest trade during the current pay period. Trades smaller than this are fine, but won’t count toward the core trade requirement.
For the first two payout requests, you can withdraw 50% of your profit. So if you had a $2k profit, you can withdraw $1k.
For the third payout onwards, you can withdraw the full profit with an 80% profit split, and the trailing drawdown is reset.
This payout structure means it’s beneficial to be conservative with the first two payouts, then you have more after the third and later payouts as the trailing drawdown moves back with each payout.
Pro Account Size – Which Should You Choose?
As previously mentioned, the ATFunded pro is extremely cheap, costing only $99 for an $100k account. However, once funded, you must pay an activation fee of $25 for $10k accounts, and $149 for $50k-$150k accounts.
The result of this initial fee + activation setup is that challenge failure is penalised less. For example, with the $50k account that costs $49, passing in 3 attempts ($49*3 + $149 = $296) only costs around 50% more than passing in one attempt ($49 + $149 = $198). In comparison, with a regular single fee challenge taking 3 attempts to pass, costs triple (200% more)
While the drawdown percentage is reduced as account size increases, the $150k is still provides the highest true backing per dollar when passing in a low number of attempts. However, it is soon overtaken by the $50k as the attempt number increases, due to the lower base fee in comparison to the activation.
Given that both the $50k and $150k accounts have the highest value scores out of the Pro challenge, you should be choosing between these two account sizes.
If you’re a confident trader and expect to pass with a low number of attempts, the $150k will provide the most value. It also has the added benefit of allowing for higher max allocation, because Pro allocation is limited by the number of accounts rather than account size. So two $150k Pro accounts result in $300k max allocation, while two $50k accounts are only $100k.
However, the $50k account is better for repeated attempts and has a more accessible price than the $150k. Also, with 4% maximum drawdown compared to 3% with the $150k, the $50k Pro account is easier to pass.
While the $10k Pro is the easiest to pass with 5% maximum drawdown, the low account size means it isn’t viable for earning large payouts. But for traders starting out and wanting to test the platform, it is a reasonable challenge, given it can cost as little as $50 to get funded.
Is The ATFunded Pro A Good Choice?
The Pro challenge is a low cost of entry account that rewards consistency due to the increased profit split and resetting drawdown after the third payout. For traders familiar with trailing drawdown and consistency rules, it’s a great option. But for traders who prefer static maximum drawdown, the ATFunded Legacy accounts are worth considering.
2-Phase Legacy Challenge
| Stage | Profit Target | Max Drawdown STATIC | Daily Drawdown BALANCE & EQUITY |
|---|---|---|---|
| Phase 1 | 8% | 10% | 4% |
| Phase 2 | 5% | 10% | 4% |
Highlights
- Static maximum drawdown
- Great dradown to profit target ratios
- Very high value scores
Trade-offs
- Minimum profitable days during challenge
- Minimum 5 core trades for payout
| Profit Split | Up to 80% |
| Maximum Leverage | Up to 1:30 |
| Time Limits | Unlimited |
| Minimum Trading Days | 3 |
| News Trading | ✗ Not Allowed (±5 min Restricted Window) |
| Weekend Holding | ✓ Allowed |
| Payout Frequency | BiweeklyMonthly |
 Fee Refund | 100% refund after 3rd payout |
Challenge Pricing
The ATFunded 2-Phase Legacy challenge has profit targets of 8% and 5%, with 10% static maximum drawdown and 4% equity and balance-based daily drawdown.
To pass each phase, you need at least 3 profitable trading days with a profit of 0.5% or more.
On the funded account, the first two profit splits are 75%, which increases to 80% from the third payout onwards. The minimum withdrawal is $100 after the split.
To be eligible for a payout, your best trading day must not make up more than 50% of your total profit. If it is over this limit, you must keep trading until this consistency rule is satisfied. On each payout, this rule is reset.
The first payout is after 30 days, then subsequent payouts are biweekly.
A key rule on the Legacy funded account is a maximum risk limit of 1.5% per trade idea. Profits from trade ideas above the risk limit will be removed, and repeated violations of this rule will result in account breach. However, this rule is a reasonable limit and is based on stop size, so slippage won’t cause you to break it.
Closing trades during news events is allowed on Legacy accounts, but opening trades within a 5-minute window of high-impact news is not allowed.
The maximum allocation for Legacy accounts is $200k, but if you participate in the Pro challenge as well, the maximum allocation is 2 Pro accounts and 1 Legacy account.
Overall, the ATFunded Legacy 2-Step is a very well-priced challenge, with an $100k account costing less than $400 after discount. With large maximum drawdown and reasonable profit targets, it’s a great choice.
Just keep in mind the 0.5% profit requirement for the 3 minimum trading days during the challenge, and once funded, don’t forget the 1.5% max risk rule. But these limitations are very reasonable, and are more than made up for by the large value for money provided by the Legacy 2-Step.
Drawdown Rules
The ATFunded Pro has equity based end of day trailing maximum drawdown. It does not have a daily drawdown limit.
The AT Funded 2-Phase Legacy has static maximum drawdown. It has a 4% equity and balance-based daily drawdown limit.
| Pro | 2-Phase Legacy |
|---|---|---|
| Max Drawdown |
3–5%
TRAILING EOD (E&B) |
10%
STATIC |
| Daily Drawdown | — |
4%
BALANCE & EQUITY |
Maximum Drawdown
Maximum drawdown is calculated based on the initial account balance. E.g. 10% maximum drawdown on an $100k account is $10k, meaning the drawdown limit is placed at $90k.
This drawdown limit will either remain locked in place with static maximum drawdown or move upwards with trailing.
Static
The ATFunded 2-Step Challenge uses static maximum drawdown.
Static maximum drawdown does not move.
Trailing EOD
The ATFunded Pro challenge uses equity and balance-based end-of-day trailing maximum drawdown.
At the end of each day, if equity or balance is at new highs then the maximum drawdown trails up. Once it reaches the original account balance, the drawdown locks in place. On the funded account, from the 3rd payout onwards, the drawdown resets with every payout.
Daily Drawdown – Equity and Balance Based
The ATFunded 2-Step challenge uses equity and balance-based daily drawdown.
The ATFunded Pro challenge does not have a daily drawdown limit.
Daily drawdown is calculated as a percentage of end of day equity and balance, whichever is higher. E.g. 4% daily drawdown on an account with a $100k balance is $4k, so the limit will be at $96k. If equity is at $110k and balance is at $108k, the daily drawdown will be $4.4k, meaning a $105.6k limit.
This means daily drawdown scales up and down as equity and balance change, compared to other firms, where it is set as a percentage of the original account balance.
The daily drawdown reset takes place at midnight Platform Time, which is GMT+2.
ATFunded Payouts
ATFunded offers payouts through bank transfer, crypto and broker profit transfer. The minimum payout is $100 after split.
The ATFunded Pro pays a 50% profit split for the first two payouts, then 80% after the 3rd and subsequent payouts. These payouts can be requested every 14 days, provided you have taken at least 5 core trades. Core Trades must be at least 50% of the size (lot size only) of your largest trade during the current pay period.
The ATFunded 2-Step Legacy pays a 75% profit split for the first payout, then an 80% split for the third payout onwards. The first payout can be requested after 30 days, then subsequent payouts are every 14 days.
| Pro | 2-Phase Legacy |
|---|---|---|
| Payout Frequency |
Biweekly |
Biweekly
Monthly |
Trading Platforms & Conditions
Spreads & Commission
ATFunded offers raw spreads from 0.1 pips. Commissions are $5 per lot round-trip.
Leverage
ATFunded offers up to 1:30 leverage on all challenges. Trading crypto is not available on ATFunded Pro accounts.
| Instrument | ATFunded 2-Phase Legacy | ATFunded Pro |
| Forex | 1:30 | 1:30 |
| Indices & Metals | 1:20 | 1:20 |
| Oil | 1:10 | 1:10 |
| Crypto | 1:2 | — |
Trading Restrictions
Weekend Holding
Weekend holding is allowed on all ATFunded accounts.
| Pro | 2-Phase Legacy |
|---|---|---|
| Challenge Phase | ✓ Allowed | ✓ Allowed |
| Funded Phase | ✓ Allowed | ✓ Allowed |
News Trading
News trading is prohibited on the ATFunded Pro. Opening or closing trades within 5 minutes of high-impact news events will lead to a deduction of any profits made. Persistent news trading despite warnings may lead to an account breach.
News trading is partially allowed on the ATFunded 2-Phase Legacy. Closing trades is allowed, but opening trades within the 5-minute window is prohibited.
|
Pro Select |
2-Phase Legacy Select |
|---|---|---|
| Challenge Phase | ✕ Not Allowed | Closing trades allowed. Opening trades not allowed. |
| Funded Phase | ✕ Not Allowed | Closing trades allowed. Opening trades not allowed. |
| Restricted Window | ±5 min | ±5 min |
Trade Size Limits
There are no lot size limits on ATFunded Legacy accounts.
However, ATFunded Pro accounts have maximum lot limits depending on instrument type and account size.
| Account Size | Max Lot on FX | Max Lot on indices, oil and metals |
| 10k | 1 | 0.5 |
| 50k | 5 | 2.5 |
| 100k | 10 | 5 |
| 150k | 15 | 7.5 |
Prohibited Strategies
- Gambling Policy
- Overleveraging: It is essential to maintain responsible position sizes and margin usage at all times. If ATFunded determines that you are over-leveraging your account, they will issue warnings to reduce your risk. If this behaviour persists after a warning, your account may be terminated.
- Account Rolling: Purchasing multiple accounts of the same or similar sizes, passing each one above the maximum allocation, and then trading them individually at the funded stage. Failed accounts are replaced with other accounts that have passed. This strategy will result in the immediate termination of your account.
- New Account Rolling: Purchasing a single account, trading it at full risk, and if it fails, purchasing additional accounts and repeating the same high-risk strategy until one passes. In the funded phase, this approach involves continuing with high leverage or risk tolerance to recover losses from previous failures. This type of gambling behaviour is prohibited.
- One-sided Bets/All in: Executing a trade or a series of trades on the same currency pair in the same direction without implementing any risk management strategies or entering over and over after taking a loss is prohibited.
- News Gambling: While closing and modifying trades during the 10-minute window around high-impact news is allowed on Legacy accounts, opening trades shortly before the announcement (for example, just before the restricted window begins) with the intention of exploiting the news release is still prohibited.
- Reverse Trading: Executing a buy trade on one demo account while placing a sell trade on another demo account is not allowed.
- Copytrading: Copying the trades of others is not allowed.
- Arbitrage: This strategy exploits price differences across markets or exchanges. It is prohibited as it relies on system inefficiencies rather than trading skills.
- High-Frequency Trading (HFT): Using algorithms to execute trades at high speeds is not allowed.
- Tick Scalping: Making quick trades to profit from minor price changes is not allowed.
Additional Rules
- Max Open Trades: You are allowed to have a maximum of 4 open trades on the same currency pair at one time on Pro accounts. Legacy accounts do not have an open trade number limit.
- Margin Call: The Margin Call is set at 110%, and the Stop Out is at 100%.
- A Margin Call means your account is very close to the limit, and you cannot open new trades until you free up more margin.
- A Stop Out means you have used all available margin. At this point, all open trades are closed automatically, regardless of their profit or loss. When this happens, a permanent breach of the trading account occurs — regardless of its balance or equity.
- Minimum Hold Time: At least 50% of your trades must be held for more than one minute to meet the minimum hold time requirement.
- Expert Advisors Trade Copiers & Risk Management Tools as long as they are not used in the following ways:
- Copy trading of other people’s signals
- Tick scalping
- Latency arbitrage trading
- Reverse arbitrage trading
- Hedge arbitrage trading or any use of emulators
- HFT EAs
- If more than one trader is found using the same EA and placing the same trades, the account will be flagged for copytrading, leading to account failure.
Allocation & Scaling
The maximum allocation for ATFunded 2-Phase Legacy accounts is $200k. However, if you take a Pro challenge, the maximum allocation is 2 Pro accounts and 1 Legacy account. This results in a maximum allocation of $400k across the firm if the highest account sizes are used (2x $150k Pro + $100k Legacy).
ATFunded does not offer a conventional scaling plan. However, the firm offers increased earning potential through ATFunded+.
ATFunded+
ATFunded+ is a social trading program that allows consistent funded traders to earn more from their trading.
To reach ATFunded+, you must earn 3 payouts on the Legacy program or 2 payouts on a Pro account.
Once on the ATFunded+ program, your track record is available to view for other traders. They can choose to copy your trades with their capital. You receive 20% of any profits made by your followers.
This is a huge benefit for consistent traders, who will be able to significantly increase their earnings with ATFunded+. For most traders, building a track record attractive enough to gain investment is an unlikely scenario, but it stands as a good goal to strive towards.
ATFunded Review Conclusion
In conclusion, ATFunded is a solid prop firm that pays out. Both the Pro and Legacy are great choices, but which you should choose depends on your trading style.
If you are a newer trader and want to test out the ATFunded platform, the $10k Pro account is the cheapest challenge with the firm, and requires the lowest true return to pass.
The $50k Pro account is great for futures traders moving to CFDs. This is because the $3k target with $2k trailing drawdown, along with the activation fee functionality, will be a familiar setup similar to what futures firms offer.
Experienced traders looking to get the most out of ATFunded should choose between the $150k Pro account and the $100k Legacy account. The $150k Pro costs around a third of the $100k Legacy, making it more forgiving for challenge failures. But overall, I’d recommend the $100k Legacy due to the large static maximum drawdown and slightly higher value score.
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