FundingPips Review 2026: Payout Proof, Rules & Discount

FundingPips is a forex prop firm that offers funding up to $2m to traders worldwide. So far, the company has paid out over $290m.

In this FundingPips review and guide I’ll break down everything you need to know: the rules, account details, tools, and trading conditions. I’ll also share proof of my own payouts and earnings from the wider community, so you can decide whether FundingPips is the right prop firm for you.

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FundingPips Firm Overview

Location	🇦🇪 Dubai, United Arab Emirates
Year Founded	2022
Owner	Khaled Ayesh
Trading Platforms	MetaTrader 5cTraderMatch Trader
Instrument Type	Contract For Difference (CFD)
Trading Assets	ForexCommoditiesIndicesCrypto
Leverage	Up to 1:100
Spreads	From 0.1 pips
Commissions	Up to $7 per lot round trip
Maximum Allocation	$300k Initial Allocation$2m After Scaling
Payment Methods	CardBank TransferCryptoGoogle PayApple PayNetellerSkrillPaysafe
Payout Methods	CardCryptoRiseBank Transfer
Payout Frequency	On DemandDailyWeeklyBiweeklyMonthly
Total Payouts	$290+ million

Founded in 2022 by Khaled Ayesh, Funding Pips has rapidly scaled to become a dominant force in the prop industry. Headquartered in Dubai, the firm has distributed over $340 million in payouts that can be verified on the Rise blockchain.

With a 4.5-star Trustpilot rating across 45,000+ reviews, they are currently one of the most popular retail CFD prop firms right now.

Below, we’ll dive into the specific challenge parameters and rules you need to know, and compare FundingPips directly to the competition.

FundingPips Challenges & Accounts

FundingPips offers 5 different accounts:

• Zero Instant Funding: Offers immediate access to capital but behaves more like a 1-Step challenge due to the 3% safety cushion rule, which means the first 3% of profits cannot be withdrawn. It is the firm’s most restrictive model, requiring a 15% consistency score to withdraw and at least 7 minimum profitable days every 30 days to keep the account active. Additionally, it features an intraday equity-based trailing drawdown, which is considered the most restrictive and difficult type of maximum loss limit in the industry.
• 1-Step Standard Flex Challenge: The easiest FundingPips challenge to pass, with huge 12% static maximum drawdown, a 12% profit target, and no minimum days. The 3% daily drawdown is quite restrictive, and the funded account introduces a 1% max risk per trade rule, but the 1-Step Flex still offers extremely good value for money.
• 2-Step Challenge: FundingPips’ strongest offering, featuring a 10% static drawdown paired with 8% & 5% profit targets. While priced competitively, it is significantly held back by a dangerous maximum loss per trade rule on funded accounts, which can result in an immediate account breach.
• 2-Step Pro Challenge: A low-value alternative to the Standard 2-Step, featuring a tighter 6% maximum drawdown and two 6% profit targets. This setup requires a 100% true return to pass each phase and provides significantly less “true backing” per dollar spent. The regular 2-Step remains the superior choice for value and passability.
• 2-Step Flex Challenge: Has very high 12% static maximum drawdown, with higher profit targets of 10% and 6%. This combination makes it slightly easier to pass than the 2-Step Standard, and larger maximum drawdown means higher true backing once funded. However, the 4% daily drawdown, and the rule of 2-3% max risk per trade on funded make trading this account more restrictive.

	Zero	1-Step Flex	2-Step Standard	2-Step Pro	2-Step Flex
Scores
TPJ Rating	D	A+	A	C	A
Difficulty Score	—	1	1.7	3	1.8
Value Score	— —	3.9x – 9.6x 3.9x – 9.6x	5.1x – 7x 5.1x – 7x	2.1x – 3x 2.1x – 3x	5.7x – 7.3x 5.7x – 7.3x
Challenge Rules
Phase 1 Target	—	12%	8%	6%	10%
Phase 2 Target	—	—	5%	6%	6%
Max Drawdown	5% TRAILING (E)	12% STATIC	10% STATIC	6% STATIC	12% STATIC
Daily Drawdown	3% BALANCE & EQUITY	3% BALANCE & EQUITY	5% BALANCE & EQUITY	3% BALANCE & EQUITY	4% BALANCE & EQUITY
Profit Split	Up to 95%	Up to 85%	Up to 100%	Up to 80%	Up to 85%
Max Leverage	1:50	1:100	1:100	1:100	1:100
Time Limits	—	Unlimited	Unlimited	Unlimited	Unlimited
Payout Frequency	Biweekly	Biweekly	On-demand Weekly Biweekly Monthly	Daily Weekly	Biweekly
Pricing Prices Value Scores Show All Prices
Price Range	$69 – $499 $69 – $499 — —	$66 – $533 $66 – $533 3.9x – 9.6x 3.9x – 9.6x	$36 – $529 $36 – $529 5.1x – 7x 5.1x – 7x	$29 – $399 $29 – $399 2.1x – 3x 2.1x – 3x	$32 – $499 $32 – $499 5.7x – 7.3x 5.7x – 7.3x
$5k	$69 $69 — —	$66 $66 3.9x 3.9x	$36 $36 5.1x 5.1x	$29 $29 2.1x 2.1x	$32 $32 5.7x 5.7x
$10k	$99 $99 — —	$99 $99 5.2x 5.2x	$66 $66 5.6x 5.6x	$55 $55 2.2x 2.2x	$59 $59 6.2x 6.2x
$25k	$199 $199 — —	$211 $211 6x 6x	$156 $156 5.9x 5.9x	$109 $109 2.8x 2.8x	$159 $159 5.7x 5.7x
$50k	$299 $299 — —	$313 $313 8.1x 8.1x	$289 $289 6.4x 6.4x	$219 $219 2.7x 2.7x	$269 $269 6.8x 6.8x
$100k	$499 $499 — —	$533 $533 9.6x 9.6x	$529 $529 7x 7x	$399 $399 3x 3x	$499 $499 7.3x 7.3x
	Zero	1-Step Flex	2-Step Standard	2-Step Pro	2-Step Flex

	Zero	1-Step Flex	2-Step Standard
Scores
TPJ Rating	D	A+	A
Difficulty Score	—	1	1.7
Value Score	— —	3.9x – 9.6x 3.9x – 9.6x	5.1x – 7x 5.1x – 7x
Challenge Rules
Phase 1 Target	—	12%	8%
Phase 2 Target	—	—	5%
Max Drawdown	5% TRAILING (E)	12% STATIC	10% STATIC
Daily Drawdown	3% BALANCE & EQUITY	3% BALANCE & EQUITY	5% BALANCE & EQUITY
Profit Split	Up to 95%	Up to 85%	Up to 100%
Max Leverage	1:50	1:100	1:100
Time Limits	—	Unlimited	Unlimited
Payout Frequency	Biweekly	Biweekly	On-demand Weekly Biweekly Monthly
Pricing Prices Value Scores Show All Prices
Price Range	$69 – $499 $69 – $499 — —	$66 – $533 $66 – $533 3.9x – 9.6x 3.9x – 9.6x	$36 – $529 $36 – $529 5.1x – 7x 5.1x – 7x
$5k	$69 $69 — —	$66 $66 3.9x 3.9x	$36 $36 5.1x 5.1x
$10k	$99 $99 — —	$99 $99 5.2x 5.2x	$66 $66 5.6x 5.6x
$25k	$199 $199 — —	$211 $211 6x 6x	$156 $156 5.9x 5.9x
$50k	$299 $299 — —	$313 $313 8.1x 8.1x	$289 $289 6.4x 6.4x
$100k	$499 $499 — —	$533 $533 9.6x 9.6x	$529 $529 7x 7x
	Zero	1-Step Flex	2-Step Standard

	2-Step Pro	2-Step Flex
Scores
TPJ Rating	C	A
Difficulty Score	3	1.8
Value Score	2.1x – 3x 2.1x – 3x	5.7x – 7.3x 5.7x – 7.3x
Challenge Rules
Phase 1 Target	6%	10%
Phase 2 Target	6%	6%
Max Drawdown	6% STATIC	12% STATIC
Daily Drawdown	3% BALANCE & EQUITY	4% BALANCE & EQUITY
Profit Split	Up to 80%	Up to 85%
Max Leverage	1:100	1:100
Time Limits	Unlimited	Unlimited
Payout Frequency	Daily Weekly	Biweekly
Pricing Prices Value Scores Show All Prices
Price Range	$29 – $399 $29 – $399 2.1x – 3x 2.1x – 3x	$32 – $499 $32 – $499 5.7x – 7.3x 5.7x – 7.3x
$5k	$29 $29 2.1x 2.1x	$32 $32 5.7x 5.7x
$10k	$55 $55 2.2x 2.2x	$59 $59 6.2x 6.2x
$25k	$109 $109 2.8x 2.8x	$159 $159 5.7x 5.7x
$50k	$219 $219 2.7x 2.7x	$269 $269 6.8x 6.8x
$100k	$399 $399 3x 3x	$499 $499 7.3x 7.3x
	2-Step Pro	2-Step Flex

Now that we’ve covered an overview of the key parameters of FundingPips’ challenges, let’s look at all the challenges and rules in depth.

Zero Account

Stage	Max Drawdown TRAILING (E)	Daily Drawdown BALANCE & EQUITY
Funded	5%	3%

TPJ Rating

D

Highlights

• High 95% profit split

Trade-offs

• Small intraday equity-based trailing drawdown
• The first 3% profit generated can't be requested as a reward
• Extremely restrictive payout requirements

Profit Split	Up to 95%
Maximum Leverage	Up to 1:50
Minimum Trading Days	7
News Trading	✗ Not Allowed (±10 min Restricted Window)
Weekend Holding	✗ Not Allowed
Consistency Rule	15% Best Day
Payout Frequency	Biweekly

Challenge Pricing

$5k

$69

$69

$10k

$99

$99

$25k

$199

$199

$50k

$299

$299

$100k

$499

$499

Buy FundingPips Zero Account

The FundingPips Zero account is the firm’s instant funding offering. Priced from $69-$499, with 5% trailing maximum drawdown, it initially looks like a relatively standard account.

The profit split is a high 95%, which can be requested every 14 calendar days. However, like most instant funding accounts, the FundingPips Zero comes with a pile of restrictive rules that make getting a payout very difficult. These requirements are:

• Have a 3% Safety Cushion
• Pass 15% Consistency Score
• Your biggest loss does not exceed your biggest win

The 3% Safety Cushion rule states that the first 3% profit generated on the funded account cannot be requested as a reward. As the minimum reward amount is 1% of the initial balance, this means you need to make 4% profit before requesting a payout. 

This rule essentially turns the Zero account into a 1-Step challenge. The first consists of 5% drawdown and the 3% profit target, which you can’t withdraw. Once you pass this ‘stage’, you’re still on the same account but can actually withdraw profits past this point. But there are more rules to consider if you’d actually like to do so.

For the consistency rule, you must achieve a 15% consistency score and have at least 7 profitable days, where a day is counted as profitable if the profit is at least 0.25% of the initial account size. The consistency score is the size of your biggest win in comparison to your current total account profit.

So the maximum profit you can earn in one day is 15% of your total profit. In other words, your consistency score must be 15% or below. This means that while 7 profitable days is the minimum needed to request a payout, it will likely take you more profitable days before you satisfy the consistency rule.

Finally, to request a payout, your biggest loss must not exceed your biggest win. This means trading strategies with risk-to-reward ratios less than 1 won’t be suitable for the Zero account.

Another key rule is that you must have at least 7 minimum profitable days over each 30 day period, with the first period starting on the day you take your first trade. If you fail to do so, you will lose the account. Also, the 1% Maximum Risk Limit means your floating profit and loss must not exceed 1% of the account size. 

The combination of all these rules means that the FundingPips zero account is only suitable for trading strategies that take trades almost every day, and have very similar profit targets that are more than 1R for each trade. Otherwise, violating the minimum profitable days rule becomes a risk, and reaching the consistency rule will take a long time. Not to mention the intraday equity-based trailing drawdown is the worst type of max drawdown in the industry.

As a result, this account has been given the worst TPJ rating possible of D. Instant accounts are generally not attractive offerings, but even within this category, FundingPips falls behind.

1-Step Flex Challenge

Stage	Profit Target	Max Drawdown STATIC	Daily Drawdown BALANCE & EQUITY
Phase 1	12%	12%	3%

Difficulty Score

1

Value Score

3.9x - 9.6x

3.9x - 9.6x

TPJ Rating

A+

Highlights

• Very large 12% maximum drawdown
• 85% profit split
• Static maximum drawdown
• Pass in one day

Trade-offs

• Low 3% daily drawdown
• 1% max risk per trade idea on funded

Profit Split	Up to 85%
Maximum Leverage	Up to 1:100
Time Limits	Unlimited
Minimum Trading Days	0
News Trading	✓ Allowed During Challenge✗ Not Allowed On Funded Account (±10 min Restricted Window)
Weekend Holding	✓ Allowed During Challenge✗ Not Allowed On Funded Account
Payout Frequency	Biweekly

Challenge Pricing

$5k

$66

$66

$10k

$99

$99

$25k

$211

$211

$50k

$313

$313

$100k

$533

$533

Buy FundingPips 1-Step Flex Challenge

2-Step Standard Challenge

Stage	Profit Target	Max Drawdown STATIC	Daily Drawdown BALANCE & EQUITY
Phase 1	8%	10%	5%
Phase 2	5%	10%	5%

Difficulty Score

1.7

Value Score

5.1x - 7x

5.1x - 7x

TPJ Rating

A

Highlights

• Large maximum drawdown
• Good drawdown to profit target ratios
• Flexible reward cycle options

Trade-offs

• Daily drawdown is balance and equity based
• Restrictive maximum loss per trade rule on large accounts

Profit Split	Up to 100%
Maximum Leverage	Up to 1:100
Time Limits	Unlimited
Minimum Trading Days	3
News Trading	✓ Allowed During Challenge✗ Not Allowed On Funded Account (±3 min Restricted Window)
Weekend Holding	✓ Allowed
Payout Frequency	On-demandWeeklyBiweeklyMonthly
Fee Refund	100% refund after 4th payout

Challenge Pricing

$5k

$36

$36

$10k

$66

$66

$25k

$156

$156

$50k

$289

$289

$100k

$529

$529

Buy FundingPips 2-Step Standard Challenge

The FundingPips 2-Step is the firm’s best offering by far. With profit targets of 8% and 5%, 10% static maximum drawdown and reasonable prices, this challenge has high value scores, especially on large account sizes. However, the challenge is held back by a restrictive and dangerous maximum risk.

The max risk per trade rule is only active on the funded account. It 3% limits for accounts below $50k and 2% limits for accounts $50k and above.

Because the 2-Step has larger drawdown parameters, particularly the 5% daily drawdown, traders can easily slip up and breach the max risk rule if they’re not careful.

Taking another trade in the same direction within 10 minutes after closing a losing trade is considered part of the same trade idea, too.

The dangerous part about this rule is that if it’s breached, your account is lost. On large account sizes, this means risking 1.5% or more per trade is extremely risky, as slippage could easily result in losing the account.

The redeeming factor is that this rule is only present on the funded account. Risking 1% or below once funded is standard practice, and should keep you safe from any max risk breaches.

The funded account offers On-Demand to Monthly withdrawals, which impacts the reward split you receive.

Overall, if you’re conservative and can avoid the max risk rule, the FundingPips 2-Step is a solid option. However, if you want to take higher risk on the funded account, several competitors like FundedNext offer similar 2-Step challenges worth exploring.

2-Step Pro Challenge

Stage	Profit Target	Max Drawdown STATIC	Daily Drawdown BALANCE & EQUITY
Phase 1	6%	6%	3%
Phase 2	6%	6%	3%

Difficulty Score

3

Value Score

2.1x - 3x

2.1x - 3x

TPJ Rating

C

Highlights

• Static maximum drawdown
• Low minimum trading days

Trade-offs

• Low maximum drawdown for a 2-Step
• Large phase 2 profit target relative to maximum drawdown
• High difficulty score
• Low balance & equity based daily drawdown

Profit Split	Up to 80%
Maximum Leverage	Up to 1:100
Time Limits	Unlimited
Minimum Trading Days	1
News Trading	✓ Allowed During Challenge✗ Not Allowed On Funded Account (±5 min Restricted Window)
Weekend Holding	✓ Allowed
Payout Frequency	DailyWeekly

Challenge Pricing

$5k

$29

$29

$10k

$55

$55

$25k

$109

$109

$50k

$219

$219

$100k

$399

$399

Buy FundingPips 2-Step Pro Challenge

The FundingPips 2-Step Pro has two profit targets of 6%, with 6% static maximum drawdown and 3% daily drawdown.

On the funded account, you have the option between weekly payouts with an 80% reward split, or daily payouts with the same split but also a 35% consistency requirement.

Standard vs Pro 2-Step

The 2-Step Pro challenge is cheaper than the 2-Step Standard, but the Standard challenge is significantly better. So much so that I’d argue there’s no reason anyone should choose the Pro over the regular 2-step. 

This is because the Pro has a lower 6% maximum drawdown. Max drawdown is one of the most important parameters for a prop firm. It determines the True Backing, which is the maximum amount of money a trader can lose before they lose their account. For example, an 100k funded trader doesn’t really have 100k in backing, they only have $10k to work with if the maximum drawdown is 10%.

This is the case with the FundingPips Standard 2-Step. Meanwhile, the 2-Step Pro has 6% max drawdown, meaning $6k true backing on an $100k account. So if we compare the true backing per dollar of evaluation fee, the 2-Step Standard is actually better value, despite the higher price.

That’s not all. Lower maximum drawdown also makes the pro challenge harder to pass. Each phase has 6% maximum drawdown and a 6% profit target, which is a drawdown to profit target ratio of 1:1. Meaning each phase requires a 100% true return to pass. Meanwhile, the regular 2-step has ratios of 1:0.8 and 1:0.5, meaning 80% and 50% true returns to pass.

All this means that the Pro challenge is both harder to pass and worse value for money than the Standard 2-step. The only benefits it has are the lower minimum trading days and the option for weekly 80% reward split withdrawals, compared to the regular bi-weekly 80% reward split withdrawals. These are negligible benefits, and definitely don’t make up for the Pro challenge’s disadvantage. 

So why does this challenge even exist? It’s because the lower phase 1 profit target and lower price look attractive to traders who don’t consider the lower maximum drawdown. But now that I have explained the disadvantages, you won’t get caught out by challenges like this.

2-Step Flex Challenge

Stage	Profit Target	Max Drawdown STATIC	Daily Drawdown BALANCE & EQUITY
Phase 1	10%	12%	4%
Phase 2	6%	12%	4%

Difficulty Score

1.8

Value Score

5.7x - 7.3x

5.7x - 7.3x

TPJ Rating

A

Highlights

• Very large 12% maximum drawdown
• Pass in one day

Trade-offs

• Higher profit targets
• 4% daily loss limit
• 2-3% max risk per trade idea on funded

Profit Split	Up to 85%
Maximum Leverage	Up to 1:100
Time Limits	Unlimited
Minimum Trading Days	0
News Trading	✓ Allowed During Challenge✗ Not Allowed On Funded Account (±10 min Restricted Window)
Weekend Holding	✓ Allowed During Challenge✗ Not Allowed On Funded Account
Payout Frequency	Biweekly

Challenge Pricing

$5k

$32

$32

$10k

$59

$59

$25k

$159

$159

$50k

$269

$269

$100k

$499

$499

Buy FundingPips 2-Step Flex Challenge

Drawdown Rules

FundingPips offers both static and trailing maximum drawdown. All accounts have balance & equity-based daily drawdown rules.

	Zero	1-Step Flex	2-Step Standard	2-Step Pro	2-Step Flex
Max Drawdown	5% TRAILING (E)	12% STATIC	10% STATIC	6% STATIC	12% STATIC
Daily Drawdown	3% BALANCE & EQUITY	3% BALANCE & EQUITY	5% BALANCE & EQUITY	3% BALANCE & EQUITY	4% BALANCE & EQUITY

	Zero	1-Step Flex	2-Step Standard
Max Drawdown	5% TRAILING (E)	12% STATIC	10% STATIC
Daily Drawdown	3% BALANCE & EQUITY	3% BALANCE & EQUITY	5% BALANCE & EQUITY

	2-Step Pro	2-Step Flex
Max Drawdown	6% STATIC	12% STATIC
Daily Drawdown	3% BALANCE & EQUITY	4% BALANCE & EQUITY

FundingPips Payouts

FundingPips offers payouts through Rise, Cryptocurrency and bank transfer.

The firm offers payouts on-demand, daily, weekly, biweekly and monthly.

	Zero	1-Step Flex	2-Step Standard	2-Step Pro	2-Step Flex
Payout Frequency	Biweekly	Biweekly	On-demand Weekly Biweekly Monthly	Daily Weekly	Biweekly

	Zero	1-Step Flex	2-Step Standard
Payout Frequency	Biweekly	Biweekly	On-demand Weekly Biweekly Monthly

	2-Step Pro	2-Step Flex
Payout Frequency	Daily Weekly	Biweekly

Once you reach the funded account, you must choose a reward cycle frequency. This determines the reward split, and once chosen it cannot be changed.

Requesting a payout is a simple process through the dashboard. I received my payout within 48 hours of requesting it, with no issues.

The firm has paid out over $340m to traders, with payments being verifiable on the Rise blockchain.

Trading Platforms & Conditions

FundingPips offers 3 trading platforms: Metatrader, cTrader and Match Trader.

However, US residents can’t use MetaTrader or cTrader, and Canadian residents can’t use MetaTrader. Also, choosing cTrader adds $20 to the evaluation fee, while MetaTrader and Match Trader are free.

Spreads & Commissions

The firm offers raw spreads from 0 pips.

• Forex and metals charge:
  • $7 per lot round trip on the Zero account
  • $5 per lot round trip on the 1-Step, 2-Step and 2-Step Pro accounts
  • $10 per lot round trip on swap-free accounts
• Energies and indices are commission-free
• Crypto commissions are 0.04%

Leverage

Funding Pips offers up to 1:100 leverage, depending on account and instrument type.

• 2-Step challenges offer up to 1:100 leverage
• The 1-Step offers up to 1:30
• The Zero account offers up to 1:50
• Accounts with the Swap Free add-on have up to 1:30 leverage

Swap Free Add-On

At the purchase page, all accounts have the option for the swap-free add-on. This allows traders to hold trades overnight without incurring swap fees. However, this increases the evaluation fee by 10%, reduces leverage and increases commissions on forex and metals to $10 per lot round trip.

Trading Dashboard

FundingPips offers a clean trading dashboard to track your trading accounts and challenge progression.

Account pages display all key trading parameters like loss limits and profit targets. Also, detailed trading statistics are displayed to help with trade journaling and analysis.

Trading Restrictions

News and weekend trading restrictions depend on the account type and selected reward cycle.

Weekend Holding

Weekend holding is allowed on all evaluation accounts and on 2-Step Standard and 2-Step Pro funded accounts.

Weekend holding is not allowed with Zero, 1-Step Flex and 2-Step Flex funded accounts. Holding trades over the weekend on these accounts will result in an account breach.

Weekend Holding

	Zero	1-Step Flex	2-Step Standard	2-Step Pro	2-Step Flex
Challenge Phase	—	✓ Allowed	✓ Allowed	✓ Allowed	✓ Allowed
Funded Phase	✕ Not Allowed	✕ Not Allowed	✓ Allowed	✓ Allowed	✕ Not Allowed

Weekend Holding

	Zero	1-Step Flex	2-Step Standard
Challenge Phase	—	✓ Allowed	✓ Allowed
Funded Phase	✕ Not Allowed	✕ Not Allowed	✓ Allowed

Weekend Holding

	2-Step Pro	2-Step Flex
Challenge Phase	✓ Allowed	✓ Allowed
Funded Phase	✓ Allowed	✕ Not Allowed

News Trading

FundingPips uses ForexFactory as its source for news events. High-impact (red) news events are considered for news trading rules.

Purposely trading news is prohibited and will lead to account closure. On challenge phases, executing trades around high impact is allowed, but the strategy can’t be focused on trading news.

News trading is restricted on all funded accounts. You cannot open or close positions within a window (see table) of high-impact news. If you breach this rule, the profit from the trade will be deducted from your account. However, if the trade was opened more than 5 hours before the high-impact event, the profit will not be deducted.

News Trading

	Zero Select	1-Step Flex Select	2-Step Standard Select	2-Step Pro Select	2-Step Flex Select
Challenge Phase	—	✓ Allowed	✓ Allowed	✓ Allowed	✓ Allowed
Funded Phase	✕ Not Allowed	✕ Not Allowed	✕ Not Allowed	✕ Not Allowed	✕ Not Allowed
Restricted Window	±10 min	±10 min	±3 min	±5 min	±10 min

Restricted Window — Zero

✓ Trading Allowed — Before 12:50 PM

✕ Trading Not Allowed — 12:50 PM to 1:10 PM ⚠ Trading Not Allowed

✓ Trading Allowed — After 1:10 PM

10 min

10 min

12:50 PM 1:00 PM 1:10 PM

News Event

✓ Trading Allowed — Before 12:50 PM

✕ Trading Not Allowed — 12:50 PM to 1:10 PM ⚠ Trading Not Allowed

✓ Trading Allowed — After 1:10 PM

10 min

10 min

12:50 PM 1:00 PM 1:10 PM

News Event

✓ Trading Allowed — Before 12:57 PM

✕ Trading Not Allowed — 12:57 PM to 1:03 PM ⚠ Trading Not Allowed

✓ Trading Allowed — After 1:03 PM

3 min

3 min

12:57 PM 1:00 PM 1:03 PM

News Event

✓ Trading Allowed — Before 12:55 PM

✕ Trading Not Allowed — 12:55 PM to 1:05 PM ⚠ Trading Not Allowed

✓ Trading Allowed — After 1:05 PM

5 min

5 min

12:55 PM 1:00 PM 1:05 PM

News Event

✓ Trading Allowed — Before 12:50 PM

✕ Trading Not Allowed — 12:50 PM to 1:10 PM ⚠ Trading Not Allowed

✓ Trading Allowed — After 1:10 PM

10 min

10 min

12:50 PM 1:00 PM 1:10 PM

News Event

News Trading

	Zero Select	1-Step Flex Select	2-Step Standard Select
Challenge Phase	—	✓ Allowed	✓ Allowed
Funded Phase	✕ Not Allowed	✕ Not Allowed	✕ Not Allowed
Restricted Window	±10 min	±10 min	±3 min

Restricted Window — Zero

✓ Trading Allowed — Before 12:50 PM

✕ Trading Not Allowed — 12:50 PM to 1:10 PM ⚠ Trading Not Allowed

✓ Trading Allowed — After 1:10 PM

10 min

10 min

12:50 PM 1:00 PM 1:10 PM

News Event

✓ Trading Allowed — Before 12:50 PM

✕ Trading Not Allowed — 12:50 PM to 1:10 PM ⚠ Trading Not Allowed

✓ Trading Allowed — After 1:10 PM

10 min

10 min

12:50 PM 1:00 PM 1:10 PM

News Event

✓ Trading Allowed — Before 12:57 PM

✕ Trading Not Allowed — 12:57 PM to 1:03 PM ⚠ Trading Not Allowed

✓ Trading Allowed — After 1:03 PM

3 min

3 min

12:57 PM 1:00 PM 1:03 PM

News Event

News Trading

	2-Step Pro Select	2-Step Flex Select
Challenge Phase	✓ Allowed	✓ Allowed
Funded Phase	✕ Not Allowed	✕ Not Allowed
Restricted Window	±5 min	±10 min

Restricted Window — 2-Step Pro

✓ Trading Allowed — Before 12:55 PM

✕ Trading Not Allowed — 12:55 PM to 1:05 PM ⚠ Trading Not Allowed

✓ Trading Allowed — After 1:05 PM

5 min

5 min

12:55 PM 1:00 PM 1:05 PM

News Event

✓ Trading Allowed — Before 12:50 PM

✕ Trading Not Allowed — 12:50 PM to 1:10 PM ⚠ Trading Not Allowed

✓ Trading Allowed — After 1:10 PM

10 min

10 min

12:50 PM 1:00 PM 1:10 PM

News Event

For high-impact speeches, the window is considered from the start of the speech to the end. E.g. for a ± 10 min window around a 15 min speech starting at 1:00, trading is prohibited from 0:50 to 1:25.

Prohibited Strategies

• Any Trading activity that includes gap trading, high frequency trading, toxic trading flow, server spamming, latency arbitrage, hedging, long short arbitrage, reverse arbitrage, tick scalping, server execution, opposite account trading, and churning and burning are all prohibited trading methods.
• Copy trading or account management by a third-party vendor will result in account termination.
• Excessive Risk-Taking: utilising excessive leverage, causing overexposure or full margin is prohibited.

Additional Rules

• EA Trading: Using Expert Advisers as trade or risk managers is allowed; all other EAs are prohibited.
• Inactivity Rule: On all accounts, you must open and close a trade at least once every 30 days, or the account will be terminated.
• IP address: You must trade your account on a consistent IP address, or you may have to provide proof of travel.
• Trade Your Own Account: Sometimes, after passing your evaluation, you may need to take an interview with the FundingPips team to prove you traded your own account. This is just to prevent fraud, and you won’t have any issues if you have not broken any rules.
• 20 Lots Per Click Rule: Traders can place a maximum order size of 20 lots per click or transaction. If the trader wants to take a trade with more than 20 lots, they must execute the order in multiple transactions (e.g. 50 lots over 20 + 20 + 10 lot trades). This rule also applies to closing trades.

Allocation & FundingPips PRIME Scaling

FundingPips offers an initial maximum allocation of $400k, with a scaling plan up to $2m.

10% profit and 4 payouts are required to progress each scaling stage.

After 4 scale-ups, you reach the Hot Seat stage. In total, your trading capital will have doubled, maximum drawdown will have increased by 4%, and daily drawdown will have increased by 2%.

Additionally, the Hot Seat stage provides on-demand 100% reward splits and a monthly bonus based on account size.

Traders on the Hot Seat program are also eligible for further capital scaling up to $2m.

FundingPips Review Conclusion

In conclusion, FundingPips is a well-established prop firm that has fair challenges and pays out. The dashboard and trading experience are streamlined, and my payout was sent quickly with no issues.

Consistency rules may be an issue, but are avoidable by choosing alternative reward cycles on all challenges apart from the Zero account.

The trailing drawdown, consistency rule, activity rule, and strict news trading rule on the Zero account mean I wouldn’t recommend it. The 1-Step and 2-Step Pro suffer from low value scores due to their 6% maximum drawdown.

I think the best challenge account is the 8% profit target regular 2-Step challenge. With large static 10% drawdown and reasonable profit targets, it delivers solid value for its price. But stay aware of the max loss rule, or you’ll risk a completely avoidable account breach.

Buy FundingPips Challenges

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