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    Home » Reviews » My Funded Futures Review 2026 – All Plans Compared

    My Funded Futures Review 2026 – All Plans Compared

    The Prop JournalistBy The Prop JournalistMay 15, 2026 Reviews 15 Mins Read
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    my funded futures review and guide

    My Funded Futures is an established prop firm that has paid out over $150m to traders worldwide.

    With thousands of glowing reviews, it’s built a loyal following among futures traders. But with three distinct plans on offer, knowing which one suits your style and goals is crucial.

    In this My Funded Futures review, we’ll break down the Flex, Rapid, Pro and Builder plans side by side, covering every rule, requirement, and detail you need to make the right choice for your trading.

    Full Disclosure: We may receive complimentary accounts for testing purposes and earn a commission from links on this page at no extra cost to you. This supports our independent journalism and has zero impact on our editorial commentary. Content on this site is for informational purposes only and does not constitute financial, investment, or trading advice.

    My Funded Futures: The Prop Journalist's Verdict

    86%
    86%

    My Funded Futures is one of the most reputable prop firms in the industry, with an excellent 4.9 star rating on TrustPilot. The firm offers a large variety of trading platforms to suit different traders' needs. The Pro plan lets experience traders take advantage of the firm's $100k sim funded payout cap. The Rapid plan has the advantage of daily payouts, but is held back by intraday trailing drawdown on the funded account.

    Pros
    1. Outstanding reputation that's unmatched in the prop firm space
    2. A variety of plans to suit different trading styles
    3. No funded buffer required on Flex plan
    4. Large $100k sim funded payout cap
    5. Large variety of trading platforms
    6. No activation fees
    Cons
    1. All evaluations require 50% consistency rule
    2. Pro and Rapid accounts offer low value scores
    3. Evaluations are monthly subscriptions
    • Payout Reliability
      10
    • Challenge Rules
      8
    • Trading Conditions
      8
    • Value For Money
      8
    • Platform & Ecosystem
      9
    Discount Codes
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    Buy My Funded Futures Challenges
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    Table of Contents

    Toggle
    • My Funded Futures Challenges
      • Rapid Challenge
      • Rapid EOD Challenge
      • Pro Challenge
      • Builder Challenge
    • Drawdown Rules
      • Maximum Drawdown
      • Daily Drawdown
    • My Funded Futures Payouts
    • Trading Platforms & Conditions
      • Commissions
      • Contract Limits
    • Trading Restrictions
      • Trading Hours
      • News Trading
      • Maximum Allocation
      • Prohibited Strategies
      • Additional Rules
    • My Funded Futures Review Conclusion
    Logo

    My Funded Futures Firm Overview

    Location Location
    🇺🇸 United States
    Year Founded Year Founded
    2023
    Owner Owner
    Matthew Graham Leech
    Trading Platforms Trading Platforms
    NinjaTraderTradovateTradingViewQuantowerVolumetricaDeepChart/DeepDomATAS
    Instrument Type Instrument Type
    Futures
    Trading Assets Trading Assets
    Equity FuturesCurrency FuturesAgricultural FuturesEnergy FuturesCryptocurrency Futures
    Leverage Leverage
    Up to 15 max contracts
    Commissions Commissions
    Up to $6.22 per contract round turn
    Maximum Allocation Maximum Allocation
    Up to 5 $25k or $50k Funded AccountsIf $100k or $150k Accounts Used Max 3 Funded Accounts
    Payment Methods Payment Methods
    CardCrypto
    Payout Methods Payout Methods
    Rise
    Payout Frequency Payout Frequency
    DailyWeeklyBiweekly
    Total Payouts Total Payouts
    $220+ million

    My Funded Futures was founded in 2023 by Matthew Graham Leech. Since then it has developed a stellar reputation, earning a 4.9 star TrustPilot rating across over 17,000 reviews. The prop firm is based in Delaware, United States.

    Now, let’s break down My Funded Futures’ challenges.

    My Funded Futures Challenges

    my funded futures challenges

    My Funded Futures offers 4 different account plans:

    • Pro – MFFU’s most expensive plan. It has the same parameters as the Rapid account but EOD trailing maximum drawdown in both the evaluation and the funded account. The funded account also requires a buffer, but can request one pre-buffer withdrawal.
    • Builder – My Funded Futures’ one day to pass plan, offering payouts every 48 hours, but the funded account requires a buffer. Has the choice between $2k and $1.5k EOD trailing drawdown, but the more expensive $2k is by far the better choice.
    • Rapid – Offers daily 90% payouts on the funded account, but requires a buffer and comes with the disadvantage of intraday equity based trailing drawdown. Evaluation accounts have EOD balance based trailing, with the same 6%/4% parameters on $25k and $50k accounts, while $100k and $150k accounts have 6% targets with 3% maximum drawdown.
    • Rapid EOD – Similar rules to Rapid, but has the benefit of EOD trailing drawdown in the funded stage. This comes with a higher price, and a more restrictive 30% consistency rule in the evaluation. Like the Rapid, it offers daily payouts on the funded account, up to a maximum of $10k per day before moving to live.
    Flex Rapid Rapid EOD Pro Builder
    Scores
    TPJ RatingABBBB
    Difficulty Score1.76.2 – 7.74.74.7 – 5.96
    Value Score
    3.5x – 5.5x
    3.5x – 5.5x5.5x – 6x
    1.2x – 1.7x
    1.2x – 1.7x1.5x – 2.1x
    2.1x – 2.1x
    2.1x – 2.1x2.6x – 2.6x
    1x – 1.3x
    1x – 1.3x2.1x – 2.5x
    1.9x – 1.9x
    1.9x – 1.9x3.1x – 3.1x
    Challenge Rules
    Phase 1 Target6%6%6%6%6%
    Max Drawdown
    4% TRAILING EOD (B)
    3-4% TRAILING (E)
    $25k4%
    $50k4%
    $100k3%
    $150k3%
    4% TRAILING EOD (B)
    3-4% TRAILING EOD (B)
    $50k4%
    $100k3%
    $150k3%
    4% TRAILING EOD (B)
    Daily Drawdown — — — —
    2% BALANCE
    Funded Account Buffer — 3.07-4.4%
    $25k4.4%
    $50k4.2%
    $100k3.1%
    $150k3.07%
    4.2% 3.07-4.2%
    $50k4.2%
    $100k3.1%
    $150k3.07%
    4.2%
    Profit SplitUp to 80%Up to 90%Up to 90%Up to 80%Up to 80%
    Max Contracts 3–5
    $25k3
    $50k5
    5–15
    $50k5
    $100k10
    $150k15
    5 3–9
    $50k3
    $100k6
    $150k9
    4
    Time Limits
    Unlimited
    Unlimited
    Unlimited
    Unlimited
    Unlimited
    Payout Frequency
    Weekly
    Daily
    Daily
    Biweekly
    2 Days
    Pricing
    Price Range
    $84 – $107
    $84 – $107 $49 – $107
    3.5x – 5.5x
    3.5x – 5.5x5.5x – 6x
    $109 – $347
    $109 – $347 $87 – $278
    1.2x – 1.7x
    1.2x – 1.7x1.5x – 2.1x
    $157 – $157
    $157 – $157 $126 – $126
    2.1x – 2.1x
    2.1x – 2.1x2.6x – 2.6x
    $227 – $477
    $227 – $477 $114 – $239
    1x – 1.3x
    1x – 1.3x2.1x – 2.5x
    $153 – $153
    $153 – $153 $92 – $92
    1.9x – 1.9x
    1.9x – 1.9x3.1x – 3.1x
    $25k
    $84
    $84$49
    3.5x
    3.5x6x
    $109
    $109$87
    1.2x
    1.2x1.5x
    — — —
    $50k
    $107
    $107
    5.5x
    5.5x
    $157
    $157$126
    1.7x
    1.7x2.1x
    $157
    $157$126
    2.1x
    2.1x2.6x
    $227
    $227$114
    1.3x
    1.3x2.5x
    $153
    $153$92
    1.9x
    1.9x3.1x
    $100k —
    $267
    $267$214
    1.2x
    1.2x1.6x
    —
    $344
    $344$172
    1x
    1x2.1x
    —
    $150k —
    $347
    $347$278
    1.4x
    1.4x1.8x
    —
    $477
    $477$239
    1.1x
    1.1x2.3x
    —
    Flex Rapid Rapid EOD Pro Builder
    Flex Rapid Rapid EOD
    Scores
    TPJ RatingABB
    Difficulty Score1.76.2 – 7.74.7
    Value Score
    3.5x – 5.5x
    3.5x – 5.5x5.5x – 6x
    1.2x – 1.7x
    1.2x – 1.7x1.5x – 2.1x
    2.1x – 2.1x
    2.1x – 2.1x2.6x – 2.6x
    Challenge Rules
    Phase 1 Target6%6%6%
    Max Drawdown
    4% TRAILING EOD (B)
    3-4% TRAILING (E)
    $25k4%
    $50k4%
    $100k3%
    $150k3%
    4% TRAILING EOD (B)
    Daily Drawdown — — —
    Funded Account Buffer — 3.07-4.4%
    $25k4.4%
    $50k4.2%
    $100k3.1%
    $150k3.07%
    4.2%
    Profit SplitUp to 80%Up to 90%Up to 90%
    Max Contracts 3–5
    $25k3
    $50k5
    5–15
    $50k5
    $100k10
    $150k15
    5
    Time Limits
    Unlimited
    Unlimited
    Unlimited
    Payout Frequency
    Weekly
    Daily
    Daily
    Pricing
    Price Range
    $84 – $107
    $84 – $107 $49 – $107
    3.5x – 5.5x
    3.5x – 5.5x5.5x – 6x
    $109 – $347
    $109 – $347 $87 – $278
    1.2x – 1.7x
    1.2x – 1.7x1.5x – 2.1x
    $157 – $157
    $157 – $157 $126 – $126
    2.1x – 2.1x
    2.1x – 2.1x2.6x – 2.6x
    $25k
    $84
    $84$49
    3.5x
    3.5x6x
    $109
    $109$87
    1.2x
    1.2x1.5x
    —
    $50k
    $107
    $107
    5.5x
    5.5x
    $157
    $157$126
    1.7x
    1.7x2.1x
    $157
    $157$126
    2.1x
    2.1x2.6x
    $100k —
    $267
    $267$214
    1.2x
    1.2x1.6x
    —
    $150k —
    $347
    $347$278
    1.4x
    1.4x1.8x
    —
    Flex Rapid Rapid EOD
    Pro Builder
    Scores
    TPJ RatingBB
    Difficulty Score4.7 – 5.96
    Value Score
    1x – 1.3x
    1x – 1.3x2.1x – 2.5x
    1.9x – 1.9x
    1.9x – 1.9x3.1x – 3.1x
    Challenge Rules
    Phase 1 Target6%6%
    Max Drawdown
    3-4% TRAILING EOD (B)
    $50k4%
    $100k3%
    $150k3%
    4% TRAILING EOD (B)
    Daily Drawdown —
    2% BALANCE
    Funded Account Buffer 3.07-4.2%
    $50k4.2%
    $100k3.1%
    $150k3.07%
    4.2%
    Profit SplitUp to 80%Up to 80%
    Max Contracts 3–9
    $50k3
    $100k6
    $150k9
    4
    Time Limits
    Unlimited
    Unlimited
    Payout Frequency
    Biweekly
    2 Days
    Pricing
    Price Range
    $227 – $477
    $227 – $477 $114 – $239
    1x – 1.3x
    1x – 1.3x2.1x – 2.5x
    $153 – $153
    $153 – $153 $92 – $92
    1.9x – 1.9x
    1.9x – 1.9x3.1x – 3.1x
    $50k
    $227
    $227$114
    1.3x
    1.3x2.5x
    $153
    $153$92
    1.9x
    1.9x3.1x
    $100k
    $344
    $344$172
    1x
    1x2.1x
    —
    $150k
    $477
    $477$239
    1.1x
    1.1x2.3x
    —
    Pro Builder

    Now let’s look at My Funded Futures’ plans in-depth.

    Logo

    Rapid Challenge

    No Discount Up To 20% OFF
    ⚡ Discount Applied: • Prices reduced Up To 20% • Value Scores updated
    SizePhase 1 TargetMax Drawdown
    TRAILING (E)
    Funded Account Buffer
    $25k6% ($1,500)4% ($1,000)4.4% ($1,100)
    $50k6% ($3,000)4% ($2,000)4.2% ($2,100)
    $100k6% ($6,000)3% ($3,000)3.1% ($3,100)
    $150k6% ($9,000)3% ($4,500)3.07% ($4,600)
    Difficulty Score
    6.2 - 7.7
    Value Score
    1.2x - 1.7x
    1.2x - 1.7x
    TPJ Rating
    B

    StarHighlights

    • Daily payouts
    • No activation fee

    FlashTrade-offs

    • Buffer required on funded account
    • Intraday equity based trailing drawdown on funded account
    Profit SplitProfit Split
    Up to 90%
    Max ContractsMax Contracts
    5–15
    $50k5
    $100k10
    $150k15
    Time LimitsTime Limits
    Unlimited
    Minimum Trading DaysMinimum Trading Days
    2
    News TradingNews Trading
    ✓ Allowed During Challenge✗ Not Allowed On Funded Account (±2 min Restricted Window)
    Weekend HoldingWeekend Holding
    ✗ Not Allowed
    Consistency RuleConsistency Rule
    50% Best Day On Evaluation
    Payout FrequencyPayout Frequency
    Daily

    Challenge Pricing

    No Discount Up To 20% OFF
    $25k
    $109/month
    $109/month
    20% OFF
    $50k
    $157/month
    $157/month
    20% OFF
    $100k
    $267/month
    $267/month
    20% OFF
    $150k
    $347/month
    $347/month
    20% OFF
    Copied TPJ to clipboard
    Logo Buy My Funded Futures Rapid Challenge Buy

    The Rapid evaluation stage has the same parameters has a 6% profit target and 3-4% EOD balance trailing drawdown. $50k accounts have 4% drawdown, $100k and $150k accounts have 3% drawdown. This means the $50k is the easiest rapid evaluation to pass.

    Like the Flex plan, the Rapid evaluation has the 50% best day rule, meaning it needs a minimum of 2 trading days to pass.

    But on the Rapid funded account the maximum drawdown changes to real time intraday equity-based trailing, and profits below a buffer can’t be withdrawn.

    The funded account buffer size is maximum drawdown +$100. For example, on the $50k account with $2,000 maximum drawdown, the buffer is $2,100. Meaning any profits below $52,100 can’t be withdrawn.

    Profits above the buffer, with a minimum payout request of $500, can be requested every 24 hours. These withdrawals pay a profit split of 90%.

    Rapid funded accounts are transitioned to live after either:

    • Achieving $10k net profit in a single trading day (automatic transition)
    • Consistent payout performance reviewed and approved by the Risk Management Team

    Rapid Live account parameters:


    Parameters
    Rapid 25kRapid 50kRapid 100kRapid 150k
    Initial Balance$0$0$0$0
    Max Loss Limit$1,000$2,000$3,000$4,500
    Drawdown TypeEnd-of-Day (EOD)End-of-Day (EOD)End-of-Day (EOD)End-of-Day (EOD)
    Drawdown FloorMax Loss threshold stops at $0Max Loss threshold stops at $0Max Loss threshold stops at $0Max Loss threshold stops at $0
    Max Contracts2 mini / 20 micro4 mini / 40 micro6 mini / 60 micro8 mini / 80 micro
    Payout FrequencyDailyDailyDailyDaily

    Upon transition to Rapid live, up to $5k of sim funded profits are allocated to Reserve.

    Reserve funds may be unlocked as a Performance Bonus upon achieving both criteria:

    • 20 profitable trading days on the Live account, and
    • $10,000 in cumulative gross payouts from the Live account.

    Upon satisfying both conditions, Traders receive a Performance Bonus equivalent to their remaining Reserve Program balance.

    However, if the live account reaches the maximum loss limit, the deficit is reduced from the reserve balance, then the remaining reserve is re-deposited into the trader’s Sim Funded account. The dormant Sim Funded account serves exclusively for withdrawing re-deposited balances, after which permanent account closure occurs.

    The $50k Rapid plan is both easier to pass and better value for money than the $100k and $150k plans, therefore if you want a rapid account, always go for the $50k. However, with intraday equity based drawdown on the funded account, the Rapid plan is not recommended for most traders.

    Logo

    Rapid EOD Challenge

    No Discount Up To 20% OFF
    ⚡ Discount Applied: • Prices reduced Up To 20% • Value Scores updated
    StageProfit TargetMax Drawdown
    TRAILING EOD (B)
    Funded Account Buffer
    Phase 16%4%4.2%
    Difficulty Score
    4.7
    Value Score
    2.1x - 2.1x
    2.1x - 2.1x
    TPJ Rating
    B

    StarHighlights

    • Daily payouts
    • No activation fee
    • EOD trailing in both phases

    FlashTrade-offs

    • Buffer required on funded account
    • 30% consistency on evaluation
    Profit SplitProfit Split
    Up to 90%
    Max ContractsMax Contracts
    5
    Time LimitsTime Limits
    Unlimited
    Minimum Trading DaysMinimum Trading Days
    4
    News TradingNews Trading
    ✓ Allowed During Challenge✗ Not Allowed On Funded Account (±2 min Restricted Window)
    Weekend HoldingWeekend Holding
    ✗ Not Allowed
    Consistency RuleConsistency Rule
    30% Best Day On Evaluation
    Payout FrequencyPayout Frequency
    Daily

    Challenge Pricing

    No Discount Up To 20% OFF
    $50k
    $157/month
    $157/month
    20% OFF
    Copied TPJ to clipboard
    Logo Buy My Funded Futures Rapid EOD Challenge Buy

    The My Funded Futures Rapid EOD offers daily payouts with EOD trailing drawdown in both phases.

    The evaluation has a $3k profit target, with $2k maximum drawdown, but has a 30% consistency rule, so will require at least 4 days to pass.

    The maximum drawdown trails based on end of day balance, until it reaches $100 where it locks in place. You can trade up to 3 mini contracts, and news trading is allowed during the eval.

    Once you pass, there is no activation fee required, and you can have up to 3 rapid EOD sim funded accounts.

    On the sim funded account, you can request daily payouts of profits above the $2,100 buffer, with a $500 minimum payout, and a $10k daily payout cap.

    However, live accounts automatically transition to lie at $10k net profit in a single trading day, so keep that in mind. Any profit exceeding $10k for that trading day is forfeited.

    You also may be moved to live after consistent payout performance too.

    This is a unique plan, compared to alternative daily payout accounts like My Funded Futures rapid, and LucidDaily, that use intraday trailing drawdown on the funded account, which is much more punishing. 

    But the Rapid EOD comes with a higher price, and 30% consistency makes the challenge harder to pass. But once you’re funded, getting to the buffer is a much easier task. And with daily payouts up to $10k, there’s rapid earning potential too.

    Logo

    Pro Challenge

    No Discount 50% OFF
    ⚡ Discount Applied: • Prices reduced 50% • Value Scores updated
    SizePhase 1 TargetMax Drawdown
    TRAILING EOD (B)
    Funded Account Buffer
    $50k6% ($3,000)4% ($2,000)4.2% ($2,100)
    $100k6% ($6,000)3% ($3,000)3.1% ($3,100)
    $150k6% ($9,000)3% ($4,500)3.07% ($4,600)
    Difficulty Score
    4.7 - 5.9
    Value Score
    1x - 1.3x
    1x - 1.3x
    TPJ Rating
    B

    StarHighlights

    • Large payout cap
    • Withdrawing once before buffer is allowed

    FlashTrade-offs

    • Buffer required on funded account
    • High price
    Profit SplitProfit Split
    Up to 80%
    Max ContractsMax Contracts
    3–9
    $50k3
    $100k6
    $150k9
    Time LimitsTime Limits
    Unlimited
    Minimum Trading DaysMinimum Trading Days
    2
    News TradingNews Trading
    ✓ Allowed During Challenge✗ Not Allowed On Funded Account (±2 min Restricted Window)
    Weekend HoldingWeekend Holding
    ✗ Not Allowed
    Consistency RuleConsistency Rule
    50% Best Day On Evaluation
    Payout FrequencyPayout Frequency
    Biweekly

    Challenge Pricing

    No Discount 50% OFF
    $50k
    $227/month
    $227/month
    $100k
    $344/month
    $344/month
    $150k
    $477/month
    $477/month
    Copied TPJ to clipboard
    Logo Buy My Funded Futures Pro Challenge Buy

    The Pro challenge is MFFU’s most expensive plan, but comes with the benefit of a huge $100k maximum payout cap.

    The $50k Pro account has a 6% profit target and 4% maximum drawdown, while the $100k and $150k accounts have the same profit target but lower 3% maximum drawdown. This means the $50k is the easiest to pass. It also has a slightly higher value score than the other account sizes, so if you’re choosing Pro the $50k is likely the best choice.

    But if you want more capital, the $150k is slightly better than the $100k, but both fall behind due to the lower maximum drawdown.

    Pro accounts use EOD balance based trailing drawdown on both the challenge and funded accounts.

    The evaluation has a 50% best day consistency rule. This means your most profitable trading day must account for less than 50% of total profits. However, there is a buffer of $100 for this rule. Meaning for the $50k challenge, if you make $3k profit to pass, your most profitable trading day must be less than $1,600 ($3k*50% = $1.5k, $1.5 + $100 = $1.6k).

    If you don’t want the consistency rule, on $50k pro accounts you can choose the One Day to Pass Add On. This removes the consistency rule, but increases the profit target to $4k. While removing the consistency rule is a large benefit, the profit target increase of 33% is also large, so make sure you consider this before choosing the add-on.

    The funded account buffer size is maximum drawdown +$100. For example, on the $50k account with $2,000 maximum drawdown, the buffer is $2,100. Meaning any profits below $52,100 can’t be withdrawn. Profits above this buffer can be withdrawn for an 80% profit split every 14 days, with a minimum payout request of $1k on all account sizes.

    Pro funded accounts move to live after either 3 consecutive payouts, or reaching the $100k payout limit. If the payout limit is hit, excess profits above the limit is transitioned to the live account, up to a certain amount.

    Upon being called to live, any profits on your accounts will be transitioned, up to the max value per plan. Remaining profits are forfeited. ​

    my funded future pro transition to live triggers

    Also, reaching $20k profit will trigger an account review, but is not guaranteed to result in a transition to live. Live accounts are from $2k-$10k, depending on account size and excess profits on the funded account.

    The My Funded Futures Builder Plan is the firm’s fastest route to funding, with one day to pass and no consistency rule during the evaluation.

    Logo

    Builder Challenge

    No Discount 40% OFF
    ⚡ Discount Applied: • Prices reduced 40% • Value Scores updated
    StageProfit TargetMax Drawdown
    TRAILING EOD (B)
    Daily Drawdown
    BALANCE
    Funded Account Buffer
    Phase 16%4%2%6%
    Difficulty Score
    6
    Value Score
    1.9x - 1.9x
    1.9x - 1.9x
    TPJ Rating
    B

    StarHighlights

    • One day to pass
    • No consistency rule during the evaluation

    FlashTrade-offs

    • Buffer required on funded account
    • Consistency rule on funded account
    • $500 net profit required between payouts
    Profit SplitProfit Split
    Up to 80%
    Max ContractsMax Contracts
    4
    Time LimitsTime Limits
    Unlimited
    Minimum Trading DaysMinimum Trading Days
    1
    News TradingNews Trading
    ✓ Allowed
    Weekend HoldingWeekend Holding
    ✗ Not Allowed
    Consistency RuleConsistency Rule
    50% Best Day On Funded
    Payout FrequencyPayout Frequency
    2 Days

    Challenge Pricing

    No Discount 40% OFF
    $50k
    $153/month
    $153/month
    Copied TPJ to clipboard
    Logo Buy My Funded Futures Builder Challenge Buy

    The Builder Plan is only available in $50k account size, but has the option between Default with $2,000 maximum drawdown or the Add-On variation with $1,500 maximum drawdown.


    Builder – Default ($2,000 Max Drawdown)Builder – Add-On ($1,500 Max Drawdown)
    Price$153$125
    Discounted Price (30% OFF)$107$87
    Discounted Price (40% OFF – 2 uses only)$92$75
    Activation Fee$0$0
    • The Default option is more expensive, with a $153 base price, and a discounted price as low as $92.
    • Meanwhile the Add-On option is around 18% cheaper, costing $125, or as low as $75 with discounts.
    • All Builder plans have no activation fees.

    While the cheaper Add-On price may be tempting, the Default is by far the better choice. This is because the Add-On is only 18% cheaper, but it has 25% less drawdown. This means the true backing per dollar (maximum drawdown / evaluation fee) is lower with the Add-On, meaning it offers lower value for money.

    Builder – DefaultBuilder – Add-On
    Price$153$125
    Profit Target$3,000$3,000
    Max EOD Drawdown (MLL)$2,000$1,500
    True Backing Per Dollar$13$12
    Drawdown : Profit Target1:1.51:2

    Not only this, but the lower maximum drawdown means the Add-On evaluation has a larger drawdown to profit target ratio, meaning it is harder to pass.

    This means you should always choose the Default Builder option, as all other parameters are the same.

    The sim funded account has the same parameters as the evaluation, but with a 7 day inactivity rule and no profit target. You may only have 1 builder sim funded account at a time.

    The profit split is 80%, which can be requested every 2 days with a 50% consistency rule and minimum payout of $500. 

    Only profits above the buffer can be requested as a payout. The buffer size is the account maximum drawdown +$100. So $2,100 for the $2k drawdown plan, and $1,600 for the $1.5k drawdown plan. This means the minimum balance to request a payout is $52,600 and $52,100 respectively.

    Builder – Default ($2,000 Max Drawdown)Builder – Add-On ($1,500 Max Drawdown)
    Minimum Payout$500$500
    Maximum Payout$2,000$2,000
    Buffer Size$2,100$1,600
    Minimum Balance To Request Payout$2,600$2,100

    For subsequent payouts, you must make at least $500 net profit since the last payout to be eligible to withdraw again.

    The maximum payout per cycle is $2,000. You may request a maximum of 5 payouts before being transitioned to live, resulting in a maximum earnings of $10k. If you want to earn more before moving to live, consider My Funded Future’s Pro plan, which has a huge $100k sim funded payout cap.

    The Builder live stage has the same drawdown size as the other stages, but it locks in place once it reaches the original account balance. It offers daily payout

    Overall, the Builder plan is a competitive choice, but you should always choose the default $2,000 Max Drawdown option for the best value for money. The challenge is on the more expensive side, and there are other firms that offer higher 90% profit splits. But My Funded Future’s excellent reputation and fast payouts mean it’s worth paying a little extra. 

    Drawdown Rules

    my funded futures drawdown rules

    My Funded Futures uses EOD balance based trailing maximum drawdown on all evaluation accounts, as well as on Rapid EOD, Pro, and Builder funded accounts. However, Rapid funded accounts use intraday equity based trailing maximum drawdown.

    Rapid, Rapid EOD and Pro accounts don’t have daily loss limits. The Builder plan has soft-pause daily drawdown.

    Live accounts have daily loss limits that are set by the risk management team.

    Flex Rapid Rapid EOD Pro Builder
    Max Drawdown
    4% TRAILING EOD (B)
    3–4% TRAILING (E)
    4% TRAILING EOD (B)
    3–4% TRAILING EOD (B)
    4% TRAILING EOD (B)
    Daily Drawdown — — — —
    2% BALANCE
    Flex Rapid Rapid EOD
    Max Drawdown
    4% TRAILING EOD (B)
    3–4% TRAILING (E)
    4% TRAILING EOD (B)
    Daily Drawdown — — —
    Pro Builder
    Max Drawdown
    3–4% TRAILING EOD (B)
    4% TRAILING EOD (B)
    Daily Drawdown —
    2% BALANCE

    Maximum Drawdown

    Maximum drawdown is calculated based on the initial account balance. E.g. 4% maximum drawdown on an $50k account is $2k, meaning the drawdown limit is placed at $48k.

    My Funded Futures uses trailing maximum drawdown. This trails up until it reaches the original account balance +$100. How it trails up depends on the trailing type.

    EOD Trailing

    All evaluation accounts, and the Rapid EOD, Pro and Builder Funded Accounts use EOD balance trailing maximum drawdown.

    This drawdown moves up with new balance highs at the end of the day.

    Equity Based Intraday Trailing

    The Rapid Funded accounts use equity intraday trailing maximum drawdown (specified as RealTime on My Funded Futures pages).

    This drawdown trails up with new intraday equity highs. This means trades in floating profit can make the drawdown limit trail up, even before the trade has been closed.

    Daily Drawdown

    Flex, Pro and Rapid accounts don’t have daily loss limits.

    The Builder plan has 2% daily drawdown. This is a soft-pause, meaning a daily drawdown breach only closes all trades and ends trading for the day, but the account is not closed. You may continue trading the next day, provided the maximum drawdown is not breached.

    My Funded Futures Payouts

    mffu payouts

    My Funded Futures offers payouts through Rise.

    Rapid funded account:

    • Payout frequency: Daily
    • Pays a 90% profit split
    • Required Buffer:
      • $50k plan: $2,100
      • $100k plan: $3,100
      • $150k plan: $4,600
    • Minimum withdrawal after buffer: $500

    Rapid EOD funded account:

    • Payout frequency: Daily
    • Pays a 90% profit split
    • Required Buffer:
      • $50k plan: $2,100
      • $100k plan: $3,100
      • $150k plan: $4,600
    • Minimum withdrawal after buffer: $500
    • $500 minimum net profit between payouts

    Pro funded account:

    • Payout frequency: Biweekly
    • Pays a 80% profit split
    • Withdrawal While in Buffer: You can withdraw up to 60% of your profits one time before fully clearing the buffer.
    • Required Buffer:
      • $50k plan: $2,100
      • $100k plan: $3,100
      • $150k plan: $4,600
    • Minimum withdrawal after buffer: $1,000

    Builder funded account:

    • Payout frequency: 2 days
    • 50% Consistency requirement
    • Required Buffer:
      • $2k MLL Plan: $2,100
      • $1.5k MLL Plan: $1,600
    • Minimum withdrawal after buffer: $500
    • $500 net profit between payouts required
    • Max $2k per payout

    With My Funded Futures the sim payout cap is $100k. Upon reaching this limit you will be transitioned to live.

    FlexRapidRapid EODProBuilder
    Payout Frequency
    Weekly
    Daily
    Daily
    Biweekly
    2 Days
    FlexRapidRapid EOD
    Payout Frequency
    Weekly
    Daily
    Daily
    ProBuilder
    Payout Frequency
    Biweekly
    2 Days

    My Funded Futures has paid out over $150m to traders, which is verifiable on the rise blockchain. In the last 30 days it paid out more than $14m.

    Trading Platforms & Conditions

    My Funded Futures offers the following trading platforms:

    • NinjaTrader
    • Tradovate
    • TradingView
    • Quantower
    • Vomuletrica
    • DeepChart/DeepDom
    • ATAS

    My Funded Futures evaluations cost the same with all trading platforms.

    Commissions

    My Funded Futures maximum commission per contract are:

    ExchangeMax Commission Per Contract
    CME$6.22
    COMEX$5.12
    CBOT$6.12
    NYMEX$6.00

    The full instrument and commission list can be found here.

    Contract Limits

    My Funded Futures has the following contract limits:

    Account SizeFlex Max ContractsRapid Max ContractsPro Max Contracts
    $25k3——
    $50k553
    $100k—106
    $150k—159

    All accounts can trade Micro contracts during the evaluation. Rapid and Flex accounts can trade micro contracts on funded. However, Pro funded accounts do not allow micro scaling.

    Trading Restrictions

    Trading Hours

    Trades can be placed starting at 6:00 PM EST at the Globex Open and can be held through until the 4:10 PM EST NY session close.

    During holiday trading hours, auto-liquidation will not occur at the half-time market close, and the trader is responsible for closing the positions.

    News Trading

    News trading is allowed on all evaluation accounts. It is also allowed on Flex and Builder funded accounts.

    However, news trading is restricted with Rapid and Pro funded accounts. No positions or orders (including limit orders) can be open 2 minutes before and after any Tier 1 news releases.

    News Trading
    Flex
    Select
    Rapid
    Select
    Rapid EOD
    Select
    Pro
    Select
    Builder
    Select
    Challenge Phase ✓ Allowed ✓ Allowed ✓ Allowed ✓ Allowed ✓ Allowed
    Funded Phase ✓ Allowed ✕ Not Allowed ✕ Not Allowed ✕ Not Allowed ✓ Allowed
    Restricted Window — ±2 min ±2 min ±2 min —
    Restricted Window — Flex
    No restricted window for this challenge
    ✓ Trading Allowed — Before 12:58 PM
    ✕ Trading Not Allowed — 12:58 PM to 1:02 PM ⚠ Trading Not Allowed
    ✓ Trading Allowed — After 1:02 PM
    2 min
    2 min
    12:58 PM 1:00 PM 1:02 PM
    News Event
    ✓ Trading Allowed — Before 12:58 PM
    ✕ Trading Not Allowed — 12:58 PM to 1:02 PM ⚠ Trading Not Allowed
    ✓ Trading Allowed — After 1:02 PM
    2 min
    2 min
    12:58 PM 1:00 PM 1:02 PM
    News Event
    ✓ Trading Allowed — Before 12:58 PM
    ✕ Trading Not Allowed — 12:58 PM to 1:02 PM ⚠ Trading Not Allowed
    ✓ Trading Allowed — After 1:02 PM
    2 min
    2 min
    12:58 PM 1:00 PM 1:02 PM
    News Event
    No restricted window for this challenge
    News Trading
    Flex
    Select
    Rapid
    Select
    Rapid EOD
    Select
    Challenge Phase ✓ Allowed ✓ Allowed ✓ Allowed
    Funded Phase ✓ Allowed ✕ Not Allowed ✕ Not Allowed
    Restricted Window — ±2 min ±2 min
    Restricted Window — Flex
    No restricted window for this challenge
    ✓ Trading Allowed — Before 12:58 PM
    ✕ Trading Not Allowed — 12:58 PM to 1:02 PM ⚠ Trading Not Allowed
    ✓ Trading Allowed — After 1:02 PM
    2 min
    2 min
    12:58 PM 1:00 PM 1:02 PM
    News Event
    ✓ Trading Allowed — Before 12:58 PM
    ✕ Trading Not Allowed — 12:58 PM to 1:02 PM ⚠ Trading Not Allowed
    ✓ Trading Allowed — After 1:02 PM
    2 min
    2 min
    12:58 PM 1:00 PM 1:02 PM
    News Event
    News Trading
    Pro
    Select
    Builder
    Select
    Challenge Phase ✓ Allowed ✓ Allowed
    Funded Phase ✕ Not Allowed ✓ Allowed
    Restricted Window ±2 min —
    Restricted Window — Pro
    ✓ Trading Allowed — Before 12:58 PM
    ✕ Trading Not Allowed — 12:58 PM to 1:02 PM ⚠ Trading Not Allowed
    ✓ Trading Allowed — After 1:02 PM
    2 min
    2 min
    12:58 PM 1:00 PM 1:02 PM
    News Event
    No restricted window for this challenge

    Maximum Allocation

    You may have up to 10 evaluation accounts at one time with My Funded Futures.

    For sim funded accounts:

    • Mix and match $25K and $50K accounts, as long as the total number of active Sim-Funded accounts does not exceed 5.
    • If you have a $100K or $150K Sim-Funded account, your total limit is reduced to 3 active Sim-Funded accounts, regardless of account plan size.
    • Only 1 Builder sim funded account is allowed

    Prohibited Strategies

    The following strategies are prohibited with My Funded Futures:

    • High-frequency Trading
    • Simultaneously placing multiple limit orders at the same price to manipulate order fills
    • Exploiting the absence of slippage and utilizing tight brackets to gain from favourable fills
    • Engaging in trades during tier 1 economic data releases
    • Collaborating with others to execute identical or opposite strategies across unconnected accounts
    • Device Sharing & Copy-Trading other Traders
    • Hedging

    The full prohibited strategies list can be found here.

    Additional Rules

    • Inactivity: The inactivity rule applies only to simulated-funded accounts. To keep your funded account active, we require at least one trade every 7 calendar days. If you’re planning to take a break from trading, you must inform My Funded Futures in advance so your account is notated and a rule violation does not occur.

    My Funded Futures Review Conclusion

    my funded futures review conclusion

    In conclusion, My Funded Futures is a reputable prop firm that pays out.

    Confident traders will have higher earning potential with the Pro plan, but this comes with a higher price and buffer.

    The Rapid plan is not recommended as RealTime trailing drawdown on the funded account is extremely restrictive.

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    Table of ContentsToggle Table of ContentToggle
    • My Funded Futures Challenges
      • Rapid Challenge
      • Rapid EOD Challenge
      • Pro Challenge
      • Builder Challenge
    • Drawdown Rules
      • Maximum Drawdown
      • Daily Drawdown
    • My Funded Futures Payouts
    • Trading Platforms & Conditions
      • Commissions
      • Contract Limits
    • Trading Restrictions
      • Trading Hours
      • News Trading
      • Maximum Allocation
      • Prohibited Strategies
      • Additional Rules
    • My Funded Futures Review Conclusion
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