Tradeify FX Review 2026: All Plans Compared & Payout Proof

Tradeify FX is the new forex and CFD brand from the team behind Tradeify Futures, and its 3 plans take 3 very different approaches.

The 1-Step Daily is where Tradeify FX breaks from the forex norm. It brings the futures model to CFDs, with an end-of-day trailing drawdown, a consistency rule, a payout buffer and daily payouts. The 2-Step Classic is a standard forex 2-step, with a static drawdown and no consistency rule. And Direct takes the instant funding account other forex firms offer and improves it, with a drawdown that only trails at the end of the day and on-demand payouts with no cap.

In this Tradeify FX review, we’ll break down the Daily, Classic and Direct plans side by side, covering every rule, requirement and payout condition, so you can pick the right account before you buy.

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Tradeify FX Firm Overview

Location	🇱🇨 Gros Islet, Saint Lucia
Year Founded	2026
Owner	Brett Simberkoff
Trading Platforms	MetaTrader 5
Instrument Type	Contract For Difference (CFD)
Trading Assets	ForexCommoditiesIndicesCrypto
Leverage	Up to 1:100
Commissions	Up to $6 per lot round trip
Maximum Allocation	$300k in Funded AccountsNo Limit on Evaluations
Payment Methods	CardCryptoGoogle PayApple Pay
Payout Methods	RiseConfirmoCryptoBank Transfer
Payout Frequency	DailyBiweeklyOn Demand

Tradeify FX runs on MetaTrader 5 and offers 42 instruments: 28 forex pairs, gold and silver, WTI and Brent crude oil, 8 indices, and Bitcoin and Ethereum. It pays traders through Rise and Confirmo. The firm is led by founder and CEO Brett Simberkoff and operated by Tradeify Ventures Ltd, registered in Saint Lucia. It isn’t available to US residents.

Now, let’s break down Tradeify FX’s challenges.

Tradeify FX Challenges

Tradeify FX offers 3 different account plans:

• 1-Step Daily: A 1-step evaluation with a 10% target, 5% end-of-day trailing drawdown, no daily loss limit and a 40% consistency rule. Funded accounts can request payouts every day from profit above a 4% buffer.
• 2-Step Classic: A 2-step evaluation with 5% and 10% targets, a 10% static drawdown and a 3% daily loss limit. Funded accounts pay biweekly.
• Direct: Instant funding with no evaluation, a 6% end-of-day trailing drawdown, a 3% daily loss limit and a 20% consistency rule on payouts. Payouts are on demand.

	1-Step Daily	2-Step Classic	Direct
Scores
TPJ Rating	C	B	A
Difficulty Score	5.1	2	0
Value Score	0.8x – 1.6x 0.8x – 1.6x1.2x – 2.4x	2.4x – 3.6x 2.4x – 3.6x3.7x – 5.5x	— —
Challenge Rules
Phase 1 Target	10%	5%	—
Phase 2 Target	—	10%	—
Max Drawdown	5% TRAILING EOD (B)	10% STATIC	6% TRAILING EOD (B)
Daily Drawdown	—	3% BALANCE	3% BALANCE
Funded Account Buffer	4%	—	—
Profit Split	Up to 80%	Up to 80%	Up to 80%
Max Leverage	1:100	1:100	1:100
Time Limits	Unlimited	Unlimited	—
Payout Frequency	Daily Biweekly	Biweekly	On-demand
Pricing Prices Value Scores Show All Prices No Discount 35% OFF
Price Range	$89 – $429 $89 – $429 $58 – $279 0.8x – 1.6x 0.8x – 1.6x1.2x – 2.4x	$55 – $749 $55 – $749 $36 – $487 2.4x – 3.6x 2.4x – 3.6x3.7x – 5.5x	$85 – $999 $85 – $999 $55 – $649 — —
$5k	—	$55 $55$36 2.4x 2.4x3.7x	$85 $85$55 — —
$10k	$89 $89$58 0.8x 0.8x1.2x	$109 $109$71 2.4x 2.4x3.8x	$119 $119$77 — —
$25k	$149 $149$97 1.1x 1.1x1.7x	$249 $249$162 2.7x 2.7x4.1x	$299 $299$194 — —
$50k	$249 $249$162 1.4x 1.4x2.1x	$419 $419$272 3.2x 3.2x4.9x	$579 $579$376 — —
$100k	$429 $429$279 1.6x 1.6x2.4x	$749 $749$487 3.6x 3.6x5.5x	$999 $999$649 — —
	1-Step Daily	2-Step Classic	Direct

Prices shown include Tradeify FX’s current 35% discount with code TPJ, and all are one-time fees with no activation fee. A Profit Split 90% add-on is available on every plan for 25% of the account price, and must be chosen at checkout. Tradeify FX doesn’t offer resets, so a breached account has to be bought again. Check our prop firm discount codes for the latest Tradeify FX deal.

Now let’s look at Tradeify FX’s plans in depth.

1-Step Daily Challenge

No Discount 35% OFF

⚡ Discount Applied: • Prices reduced 35% • Value Scores updated

Stage	Profit Target	Max Drawdown TRAILING EOD (B)	Funded Account Buffer
Phase 1	10%	5%	4%

Difficulty Score

5.1

Value Score

0.8x - 1.6x

0.8x - 1.6x

TPJ Rating

C

Highlights

• Daily payouts
• No daily drawdown
• EOD trailing maximum drawdown
• Low prices

Trade-offs

• Large profit target relative to maximum drawdown
• 4% buffer and 3% cap on daily payouts
• 40% consistency rule on evaluation

Profit Split	Up to 80%
Maximum Leverage	Up to 1:100
Time Limits	Unlimited
Minimum Trading Days	3
News Trading	✓ Allowed During Challenge✗ Not Allowed On Funded Account (±5 min Restricted Window)
Weekend Holding	✓ Allowed
Consistency Rule	40% Best Day On Evaluation
Payout Frequency	DailyBiweekly

Challenge Pricing

No Discount 35% OFF

$10k

$89

$89

$25k

$149

$149

$50k

$249

$249

$100k

$429

$429

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Buy Tradeify FX 1-Step Daily Challenge

The Daily plan is Tradeify’s futures model applied to forex. Instead of the static drawdown and daily loss limit used by most forex 1-steps, it has a single 5% trailing drawdown that is recalculated from your closing balance at 22:00 UTC each day. It rises with every new closing high until it reaches your starting balance, then locks there. The breach check still runs on live equity, so an open losing trade can fail the account during the day.

At $279, the $100k Daily costs little more than half of Alpha Capital’s Alpha One ($497) or FundedNext’s Stellar 1-Step ($569.99). It has $5,000 of True Backing (the real amount you can lose before the account fails), which works out at about $56 per $1,000 of drawdown, around a third less than most forex 1-steps.

However, this cheap price comes with trade-offs. You need to make 10% while only ever being allowed to lose 5%, a 1:2 ratio. Most forex 1-steps give you 6% or more of drawdown for the same 10% target. Add a 40% consistency rule, which means at least 3 trading days, plus trailing drawdown, and Daily is harder to pass than its price suggests.

Getting paid is harder too. On the funded account, the drawdown keeps trailing until it reaches your starting balance, and daily payouts can only come from profit above a 4% buffer. On a $50k account, you need a balance above $52,000 before you can request anything, and each daily payout is capped at $1,500 (3%). After your first payout, you must make another 1% before the next daily request.

I think Daily is a fresh idea for forex, and at current prices it’s one of the cheapest 1-steps available per dollar of drawdown. But with a 1:2 drawdown to profit target ratio, a trailing drawdown, a consistency rule and a payout buffer, it’s harder to pass and harder to get paid from than most forex 1-steps. It suits active traders who want frequent payouts and can manage a trailing drawdown, especially those coming from futures prop firms.

2-Step Classic Challenge

No Discount 35% OFF

⚡ Discount Applied: • Prices reduced 35% • Value Scores updated

Stage	Profit Target	Max Drawdown STATIC	Daily Drawdown BALANCE
Phase 1	5%	10%	3%
Phase 2	10%	10%	3%

Difficulty Score

2

Value Score

2.4x - 3.6x

2.4x - 3.6x

TPJ Rating

B

Highlights

• Large 10% static maximum drawdown
• Low 5% phase 1 profit target
• No consistency rule
• Cheap $5k entry

Trade-offs

• Low 3% daily drawdown
• 10% phase 2 profit target
• Biweekly payouts only

Profit Split	Up to 80%
Maximum Leverage	Up to 1:100
Time Limits	Unlimited
Minimum Trading Days	0
News Trading	✓ Allowed During Challenge✗ Not Allowed On Funded Account (±5 min Restricted Window)
Weekend Holding	✓ Allowed
Payout Frequency	Biweekly

Challenge Pricing

No Discount 35% OFF

$5k

$55

$55

$10k

$109

$109

$25k

$249

$249

$50k

$419

$419

$100k

$749

$749

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Buy Tradeify FX 2-Step Classic Challenge

Classic is the conventional forex 2-step, with one change: the lower target comes first. You need 5% in Phase 1 and 10% in Phase 2, with a 10% static drawdown that never moves, even after payouts.

Classic is the cheapest way into Tradeify FX. It starts at $36, and at every size it gives you more True Backing per dollar than Daily: about $49 per $1,000 of drawdown on the $100k, against $56 on Daily. The static drawdown also removes the trailing-floor problem entirely.

The cost is the daily loss limit. At 3%, it’s only 30% of your maximum drawdown, and it’s a hard breach measured on live equity against the day’s 22:00 UTC balance snapshot. On a $100k account, a single bad day of $3,000 ends the account even though you have $10,000 of total drawdown. Most forex 2-steps with a 10% maximum drawdown allow 4% or 5% per day.

It’s good value against other firms though. The $100k costs $487, less than Alpha Capital’s Alpha Pro 10% ($497) or FundingPips’ 2-Step Standard ($529), which both have the same 10% static drawdown.

Classic is good value, with a 10% static drawdown and the most predictable rules at Tradeify FX. The cost is a 3% daily loss limit, which is restrictive for a 10% drawdown account. If you size your trades to survive it, Classic is a strong choice.

Direct Account

No Discount 35% OFF

⚡ Discount Applied: • Prices reduced 35%

Stage	Max Drawdown TRAILING EOD (B)	Daily Drawdown BALANCE
Funded	6%	3%

TPJ Rating

A

Highlights

• EOD trailing maximum drawdown
• Low prices for an instant account
• On-demand payouts with no cap

Trade-offs

• 20% consistency rule on payouts
• Drawdown locks at starting balance on first payout request
• Low 3% daily drawdown

Profit Split	Up to 80%
Maximum Leverage	Up to 1:100
Minimum Trading Days	0
News Trading	✗ Not Allowed (±5 min Restricted Window)
Weekend Holding	✓ Allowed
Consistency Rule	20% Best Day
Payout Frequency	On-demand

Challenge Pricing

No Discount 35% OFF

$5k

$85

$85

$10k

$119

$119

$25k

$299

$299

$50k

$579

$579

$100k

$999

$999

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Buy Tradeify FX Direct Account

Direct skips the evaluation. You trade funded conditions straight after purchase, with a 6% drawdown that trails your closing balance at 22:00 UTC and locks at your starting balance. It also locks there permanently the moment you request your first payout, so any profit you leave in the account after that becomes your cushion.

The drawdown type is what makes Direct stand out. Most forex instant accounts use a drawdown that trails in real time, rising with every new high during the day, so a trade that runs into profit and then reverses can permanently raise your floor. Direct only trails at the end of the day, which is much fairer.

The price is the other reason. The $100k Direct costs $649 for $6,000 of True Backing, or about $108 per $1,000. The $10k, $25k and $50k all cost around $125 to $130 per $1,000, roughly a third of the price of FundedNext’s $10k Stellar Instant, and Lark Funding’s instant accounts cost several times as much. Only the $5k, at $183 per $1,000, is noticeably less efficient.

The catch is the 20% consistency rule: no single day can make up more than 20% of your total profit when you request a payout. In practice, that means at least 5 profitable days before your first withdrawal. It never fails the account, but it does stop a single big day from reaching a payout quickly.

Direct is the best plan at Tradeify FX, and one of the best instant funding accounts in the industry. End-of-day trailing drawdown, on-demand payouts and a fair price outweigh the 20% consistency rule. The $100k offers the best value.

Tradeify FX Drawdown Rules

Tradeify FX uses a different maximum drawdown on each plan, and every breach check runs on live equity, including open positions. All daily calculations reset at 22:00 UTC.

Tradeify FX Payouts

All funded accounts pay an 80% profit split, or 90% with the add-on. Payouts are sent through Rise (bank transfer or crypto) or Confirmo (USDC), with a $100 minimum and no payout fees from Tradeify. You must have no open positions when you request.

Tradeify FX guarantees to process an eligible payout within 24 hours, excluding weekends. If it’s late for reasons on Tradeify’s side, it adds $1,000 to the payout. This is the same kind of guarantee Tradeify uses on its futures accounts, and I think it’s a meaningful commitment that incentivises fast payouts for traders.

Trading Platforms & Conditions

MetaTrader 5 is the only platform, on desktop, web and mobile. MT4, cTrader and TradingView aren’t supported.

Commissions

A $6 round trip on forex is in line with most forex prop firms, and commission-free indices are a plus for index traders.

Leverage

Trading Restrictions

Weekend Holding

Overnight and weekend holding are allowed on every account. Crypto can also be traded at weekends.

News Trading

News trading is allowed during evaluations. On funded and Live Program accounts, you can’t open, close or modify positions or orders from 5 minutes before to 5 minutes after a high-impact news release, on instruments linked to that currency. A USD release covers USD pairs, gold, silver, US indices, oil, Bitcoin and Ethereum. Profit from any trade that closes in the window is removed, while losses stay on the account.

Maximum Allocation

There’s no limit on evaluation accounts. Funded accounts are capped at $300k in combined account size.

Prohibited Strategies

• Hedging across accounts: holding opposite positions across your own accounts or with other traders. Hedging within a single account is allowed.
• High-frequency trading, latency arbitrage and tick scalping: any strategy that exploits execution, pricing delays or the platform.
• Third-party EAs: only EAs you built yourself are allowed, and Tradeify may ask for the source code. Trade copiers between your own accounts are allowed.
• Account management and group trading: only the verified account holder may trade the account.

Additional Rules

• 30 days without placing a trade breaches the account.
• Partial closes can’t be used to add trading days or meet consistency rules.
• Traders who meet Tradeify’s review thresholds can be invited to a mandatory check-in, run by AI or by video call, and payouts are paused until it’s done.
• Martingale is allowed within your risk limits.
• Add-ons are non-refundable, and there are no evaluation resets.

Tradeify FX Live Program

The Live Program is Tradeify FX’s scaling plan. You qualify after 5 payouts on 1 funded account, or 5 payouts in total across accounts, and Tradeify can also invite traders earlier at its discretion.

Live accounts have a 90% profit split from day one, daily payouts and a 5% end-of-day trailing drawdown that locks at your starting balance on your first payout or once you reach 5% profit. Leverage drops to 1:30 on forex. There’s also a bonus ladder: make 5% in a month and you earn cash bonuses worth up to $9,500 over 6 months, with the split rising to 95% in month 3.

But there’s a catch. If you decline an invitation to go live, or don’t respond within 14 days, your funded accounts are closed, open evaluations are closed without a refund, and you can’t buy any more accounts at Tradeify FX or Tradeify 247.

My Experience

I bought a Tradeify FX Direct $25K account for $102 with the launch discount. After 7 trading days and 8 winning trades, I was paid $848.39.

When you withdraw, the drawdown moves up to the starting balance, so taking all of your profit breaches the account. I planned from the start to withdraw everything. Leaving a buffer just means trading your own money, and you would still need 20% consistency to withdraw it. So I set a $1,000 withdrawal target and aimed for about $200 profit a day. My best day was $209, so my total profit had to be more than $1,045 to meet the consistency rule. I reached $1,060.49 on day 7.

I traded a 0.5R strategy: my take profit was half the size of my stop loss. That means winning 2 out of every 3 trades just to break even before costs, so I was lucky to win all 8. A single full loss would have cost about 2 days of profit. With the 20% consistency rule, it would have delayed my payout significantly.

Trading conditions were very good. Spreads start from 0.1 pips and commission is $6 per lot, which came to 6.8% of my gross profit. Slippage was low, but I’d expect that when trading small size. Tradeify FX only offers MetaTrader 5. It’s reliable, but it feels dated next to some of the newer platforms.

The payout process was the highlight. On the Direct, you sign the funded contract and complete KYC before you start trading. So when I requested a payout, the only thing left was setting up a Rise contract. My payout was approved 5 hours after I requested it and reached my Rise account in under 24 hours.

I think the Direct suits high win rate traders who take small, steady profits. On the $25K, a withdrawal target of $1,000 to $1,500 looks the most sensible. Aim higher and the chance of a payout falls quickly for very little extra expected value. If you trade aggressively and want the biggest return on your fee, an evaluation account is still the better fit.

Tradeify FX Review Conclusion

Tradeify FX has done something most forex prop firms haven’t: brought the futures model to CFDs. End-of-day trailing drawdown, daily payouts and a 24-hour payout guarantee are rare in forex, and the firm stands on the reputation of Tradeify Futures, one of the most successful futures prop firms. You can read our full Tradeify review for how the futures side operates.

The plan you choose matters. Direct is the one to buy: end-of-day trailing drawdown and some of the lowest prices of any instant account make it one of the best instant funding options in the industry, and the $100k offers the best value. Classic is good value, as long as you’re comfortable with a 3% daily loss limit. Daily is the most innovative plan, but its 1:2 drawdown to profit target ratio, trailing drawdown, consistency rule and payout buffer make it harder to get paid from than other forex 1-steps.

The main caveat is age. Tradeify FX launched in September 2026 and hasn’t built a forex payout record yet. The Tradeify name counts for a lot, but I’d still start with a smaller account until the firm has a few months of payouts behind it.

If you’re comparing forex firms, see our FundingPips review and Alpha Capital review.

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Tradeify FX FAQ