My Funded Futures is an established prop firm that has paid out over $150m to traders worldwide.
With thousands of glowing reviews, it’s built a loyal following among futures traders. But with three distinct plans on offer, knowing which one suits your style and goals is crucial.
In this My Funded Futures review, we’ll break down the Flex, Rapid, and Pro plans side by side, covering every rule, requirement, and detail you need to make the right choice for your trading.
My Funded Futures: The Prop Journalist's Verdict
My Funded Futures is one of the most reputable prop firms in the industry, with an excellent 4.9 star rating on TrustPilot. The firm offers a large variety of trading platforms to suit different traders' needs. The Flex plan offers an accessible path to funded payouts, with no payout buffer, while the Pro plan let's experience traders take advantage of the firm's $100k sim funded payout cap. The Rapid plan has the advantage of daily payouts, but is held back by intraday trailing drawdown on the funded account.
Pros
- Outstanding reputation that's unmatched in the prop firm space
- A variety of plans to suit different trading styles
- No funded buffer required on Flex plan
- Large $100k sim funded payout cap
- Large variety of trading platforms
- No activation fees
Cons
- All evaluations require 50% consistency rule
- Pro and Rapid accounts offer low value scores
- Evaluations are monthly subscriptions
- Payout Reliability10
- Challenge Rules8
- Trading Conditions8
- Value For Money8
- Platform & Ecosystem9
Firm Overview
 Location | 🇺🇸 United States |
 Year Founded | 2023 |
 Owner | Matthew Graham Leech |
 Trading Platforms | NinjaTraderTradovateTradingViewQuantowerVolumetricaDeepChart/DeepDomATAS |
 Instrument Type | Futures |
 Trading Assets | Equity FuturesCurrency FuturesAgricultural FuturesEnergy FuturesCryptocurrency Futures |
 Leverage | Up to 15 max contracts |
 Commissions | Up to $6.22 per contract round turn |
 Maximum Allocation | Up to 5 $25k or $50k Funded AccountsIf $100k or $150k Accounts Used Max 3 Funded Accounts |
 Payment Methods |  Card Crypto |
 Payout Methods |  Rise |
 Payout Frequency | DailyWeeklyBiweekly |
 Total Payouts | $150+ million |
My Funded Futures was founded in 2023 by Matthew Graham Leech. Since then it has developed a stellar reputation, earning a 4.9 star TrustPilot rating across over 17,000 reviews. The prop firm is based in Delaware, United States.
Now, let’s break down My Funded Future’s challenges.
My Funded Futures Challenges
My Funded Futures offers 3 different account plans:
- Flex – A plan with 6% profit target and 4% EOD trailing maximum drawdown, available in only $25k and $50k account sizes. With no required funded buffer, getting payouts is accessible, but still requires 5 minimum profitable trading days.
- Rapid – Offers daily 90% payouts on the funded account, but requires a buffer and comes with the disadvantage of intraday equity based trailing drawdown. Evaluation accounts have EOD balance based trailing, with the same 6%/4% parameters on $25k and $50k accounts, while $100k and $150k accounts have 6% targets with 3% maximum drawdown.
- Pro – MFFU’s most expensive plan. It has the same parameters as the Rapid account but EOD trailing maximum drawdown in both the evaluation and the funded account. The funded account also requires a buffer, but can request one pre-buffer withdrawal.
 | Flex | Rapid | Pro |
|---|---|---|---|
Scores | |||
| TPJ Rating | |||
| Difficulty Score | 1.7 | 6.2 – 7.7 | 4.7 – 5.9 |
| Value Score |
3.5x – 5.5x
3.5x – 5.5x3.9x – 6.2x |
1.2x – 1.7x
1.2x – 1.7x1.6x – 2.1x |
1x – 1.3x
1x – 1.3x2.1x – 2.5x |
Challenge Rules | |||
| Phase 1 Target | 6% | 6% | 6% |
| Max Drawdown |
4%
TRAILING EOD (B) |
3-4%
TRAILING (E) $50k4% $100k3% $150k3% |
3-4%
TRAILING EOD (B) $50k4% $100k3% $150k3% |
| Daily Drawdown | — | — | — |
| Funded Account Buffer | — |
3.07-4.2% $50k4.2% $100k3.1% $150k3.07% |
3.07-4.2% $50k4.2% $100k3.1% $150k3.07% |
| Profit Split | Up to 80% | Up to 90% | Up to 80% |
| Max Contracts |
3–5 $25k3 $50k5 |
5–15 $50k5 $100k10 $150k15 |
3–9 $50k3 $100k6 $150k9 |
| Time Limits | Unlimited | Unlimited | Unlimited |
| Payout Frequency |
Weekly |
Daily |
Biweekly |
Pricing | |||
| Price Range |
$84 – $107
$84 – $107
$76 – $96
3.5x – 5.5x
3.5x – 5.5x3.9x – 6.2x |
$157 – $347
$157 – $347
$126 – $278
1.2x – 1.7x
1.2x – 1.7x1.6x – 2.1x |
$227 – $477
$227 – $477
$114 – $239
1x – 1.3x
1x – 1.3x2.1x – 2.5x |
| Flex | Rapid | Pro |
Now let’s look at My Funded Futures’ plans in-depth.
Flex Challenge
| Stage | Profit Target | Max Drawdown TRAILING EOD (B) |
|---|---|---|
| Phase 1 | 6% | 4% |
Highlights
- No buffer on funded account
- No activation fee
- Weekly payouts
Trade-offs
- Only 50% of profits can be requested with each withdrawal
- $500 net gain between payouts required
- 5 profitable days required to request payout
- Drawdown moves up after first payout request
 Profit Split | Up to 80% |
| Max Contracts | 3–5 $25k3 $50k5 |
| Time Limits | Unlimited |
 Minimum Trading Days | 2 |
 News Trading | ✓ Allowed |
 Weekend Holding | ✗ Not Allowed |
 Consistency Rule | 50% Best Day On Evaluation |
 Payout Frequency | Weekly |
Challenge Pricing
The My Funded Futures Flex challenge is the cheapest the firm offers. It has a single profit target of 6%, with 4% EOD balance trailing maximum drawdown.
The evaluation has a 50% best day consistency rule. This means your most profitable trading day must account for less than 50% of total profits. However, there is a buffer of $100 for this rule. Meaning for the $50k challenge, if you make $3k profit to pass, your most profitable trading day must be less than $1,600 ($3k*50% = $1.5k, $1.5 + $100 = $1.6k).
When you pass the evaluation, there’s no activation fee for the funded stage. This stage has no best day rule.
To be eligible for a payout, you must have at least 5 winning days of $150 on the $50k account, or $100 on the $25k account. The minimum payout request is $250 for both account sizes.
When eligible, you can request 50% of your net profits, from which you will receive your 80% profit split. For example, if you have $2k net profit, you can request $1k, so after split you will receive $800.
However, upon requesting your first payout on the Flex funded account, the maximum drawdown threshold moves up to the original account balance +$100.
Therefore I’d recommend waiting until you’ve earned a net profit equal to the size of maximum drawdown +$100 before requesting a payout. At this point, the maximum drawdown threshold will have already trailed up to the original account balance +$100, so withdrawing will not reduce your drawdown limit.
For example, with a $50k account the $2k maximum drawdown threshold starts at $48k. If you wait until you’ve made $2,100, the maximum drawdown will have trailed up and locked at $50,100.
Withdrawing 50% of net profit is $1,050. Your 80% profit split will be $840, and your new account balance will be $51,050. The maximum drawdown threshold won’t have moved from $50,100, meaning you have $950 maximum drawdown in the account after withdrawal. Trading and earning more profits with this is reasonable.
However, with the same account if you only wait until you have made $500, the maximum drawdown limit will be at $48,500 (assuming $50,500 is account balance highs).
If you withdraw 50%, that’s $250, resulting in a $200 profit split, and your new balance will be $50,250. But most importantly, the maximum drawdown threshold moves up to from $48,500 to $50,100, meaning you only have $150 maximum drawdown after withdrawal. Earning more profits and payouts from this point will be extremely difficult.
So while it may be tempting to request a withdrawal as soon as you’re eligible, being patient pays off in the long run.
After requesting your first payout, you must earn at least +$500 net profit to be eligible for the next payout. For example, if you withdraw at $52,100, your balance will be $51,050 after payout. To be eligible for the next payout, you must reach at least $51,550 balance ($51,050 + $500), as well as the previously discussed payout requirements.
The maximum withdrawal per payout is $5k, resulting in a $4k payment after profit split. You can earn up to 5 consecutive payouts on a Flex funded account before you are transitioned to live. Reaching the total sim payout cap of $100k, or a decision at the discretion of the risk team will also result in transition to live.
The Flex plan offers up to two extra funded tries with the funded reset feature. If the account is breached before any payout is taken, you can pay to reset the funded account.
This costs $399 to reset a $25k funded account, and $499 to reset a $50k funded account. You have 7 calendar days from the time the sim funded account is closed to pay this fee and reset your account. A maximum of two resets can be used per funded account.
Resetting a $25k funded account is not recommended, because you are paying $399 for an account with $1k drawdown, of which you can only withdraw 50% of the profits.
The $50k reset is better value at $499 for $2k drawdown, but taking the challenge again may likely still be a cheaper way to get back funded. But if you want to save time, the $50k reset may be worth considering.
Rapid Challenge
| Size | Phase 1 Target | Max Drawdown TRAILING (E) | Funded Account Buffer |
|---|---|---|---|
| $50k | 6% ($3,000) | 4% ($2,000) | 4.2% ($2,100) |
| $100k | 6% ($6,000) | 3% ($3,000) | 3.1% ($3,100) |
| $150k | 6% ($9,000) | 3% ($4,500) | 3.07% ($4,600) |
Highlights
- Daily payouts
- No activation fee
Trade-offs
- Buffer required on funded account
- Intraday equity based trailing drawdown on funded account
| Profit Split | Up to 90% |
| Max Contracts | 5–15 $50k5 $100k10 $150k15 |
| Time Limits | Unlimited |
| Minimum Trading Days | 2 |
| News Trading | ✓ Allowed During Challenge✗ Not Allowed On Funded Account (±2 min Restricted Window) |
| Weekend Holding | ✗ Not Allowed |
| Consistency Rule | 50% Best Day On Evaluation |
| Payout Frequency | Daily |
Challenge Pricing
The Rapid evaluation stage has the same parameters has a 6% profit target and 3-4% EOD balance trailing drawdown. $50k accounts have 4% drawdown, $100k and $150k accounts have 3% drawdown. This means the $50k is the easiest rapid evaluation to pass.
Like the Flex plan, the Rapid evaluation has the 50% best day rule, meaning it needs a minimum of 2 trading days to pass.
But on the Rapid funded account the maximum drawdown changes to real time intraday equity-based trailing, and profits below a buffer can’t be withdrawn.
The funded account buffer size is maximum drawdown +$100. For example, on the $50k account with $2,000 maximum drawdown, the buffer is $2,100. Meaning any profits below $52,100 can’t be withdrawn.
Profits above the buffer, with a minimum payout request of $500, can be requested every 24 hours. These withdrawals pay a profit split of 90%.
Rapid funded accounts are transitioned to live after either:
- Achieving $10k net profit in a single trading day (automatic transition)
- Consistent payout performance reviewed and approved by the Risk Management Team
Rapid Live account parameters:
Parameters | Rapid 25k | Rapid 50k | Rapid 100k | Rapid 150k |
| Initial Balance | $0 | $0 | $0 | $0 |
| Max Loss Limit | $1,000 | $2,000 | $3,000 | $4,500 |
| Drawdown Type | End-of-Day (EOD) | End-of-Day (EOD) | End-of-Day (EOD) | End-of-Day (EOD) |
| Drawdown Floor | Max Loss threshold stops at $0 | Max Loss threshold stops at $0 | Max Loss threshold stops at $0 | Max Loss threshold stops at $0 |
| Max Contracts | 2 mini / 20 micro | 4 mini / 40 micro | 6 mini / 60 micro | 8 mini / 80 micro |
| Payout Frequency | Daily | Daily | Daily | Daily |
Upon transition to Rapid live, up to $5k of sim funded profits are allocated to Reserve.
Reserve funds may be unlocked as a Performance Bonus upon achieving both criteria:
- 20 profitable trading days on the Live account, and
- $10,000 in cumulative gross payouts from the Live account.
Upon satisfying both conditions, Traders receive a Performance Bonus equivalent to their remaining Reserve Program balance.
However, if the live account reaches the maximum loss limit, the deficit is reduced from the reserve balance, then the remaining reserve is re-deposited into the trader’s Sim Funded account. The dormant Sim Funded account serves exclusively for withdrawing re-deposited balances, after which permanent account closure occurs.
The $50k Rapid plan is both easier to pass and better value for money than the $100k and $150k plans, therefore if you want a rapid account, always go for the $50k. However, with intraday equity based drawdown on the funded account, the Rapid plan is not recommended for most traders.
Pro Challenge
| Size | Phase 1 Target | Max Drawdown TRAILING EOD (B) | Funded Account Buffer |
|---|---|---|---|
| $50k | 6% ($3,000) | 4% ($2,000) | 4.2% ($2,100) |
| $100k | 6% ($6,000) | 3% ($3,000) | 3.1% ($3,100) |
| $150k | 6% ($9,000) | 3% ($4,500) | 3.07% ($4,600) |
Highlights
- Large payout cap
- Withdrawing once before buffer is allowed
Trade-offs
- Buffer required on funded account
- High price
| Profit Split | Up to 80% |
| Max Contracts | 3–9 $50k3 $100k6 $150k9 |
| Time Limits | Unlimited |
| Minimum Trading Days | 2 |
| News Trading | ✓ Allowed During Challenge✗ Not Allowed On Funded Account (±2 min Restricted Window) |
| Weekend Holding | ✗ Not Allowed |
| Consistency Rule | 50% Best Day On Evaluation |
| Payout Frequency | Biweekly |
Challenge Pricing
The Pro challenge is MFFU’s most expensive plan, but comes with the benefit of a huge $100k maximum payout cap.
The $50k Pro account has a 6% profit target and 4% maximum drawdown, while the $100k and $150k accounts have the same profit target but lower 3% maximum drawdown. This means the $50k is the easiest to pass. It also has a slightly higher value score than the other account sizes, so if you’re choosing Pro the $50k is likely the best choice.
But if you want more capital, the $150k is slightly better than the $100k, but both fall behind due to the lower maximum drawdown.
Pro accounts use EOD balance based trailing drawdown on both the challenge and funded accounts.
The evaluation has a 50% best day consistency rule. This means your most profitable trading day must account for less than 50% of total profits. However, there is a buffer of $100 for this rule. Meaning for the $50k challenge, if you make $3k profit to pass, your most profitable trading day must be less than $1,600 ($3k*50% = $1.5k, $1.5 + $100 = $1.6k).
If you don’t want the consistency rule, on $50k pro accounts you can choose the One Day to Pass Add On. This removes the consistency rule, but increases the profit target to $4k. While removing the consistency rule is a large benefit, the profit target increase of 33% is also large, so make sure you consider this before choosing the add-on.
The funded account buffer size is maximum drawdown +$100. For example, on the $50k account with $2,000 maximum drawdown, the buffer is $2,100. Meaning any profits below $52,100 can’t be withdrawn. Profits above this buffer can be withdrawn for an 80% profit split every 14 days, with a minimum payout request of $1k on all account sizes.
Pro funded accounts move to live after either 3 consecutive payouts, or reaching the $100k payout limit. If the payout limit is hit, excess profits above the limit is transitioned to the live account, up to a certain amount.
Upon being called to live, any profits on your accounts will be transitioned, up to the max value per plan. Remaining profits are forfeited.
Also, reaching $20k profit will trigger an account review, but is not guaranteed to result in a transition to live. Live accounts are from $2k-$10k, depending on account size and excess profits on the funded account.
Drawdown Rules
My Funded Futures uses EOD balance based trailing maximum drawdown on all evaluation accounts, as well as on Pro and Flex funded accounts. However, Rapid funded accounts use intraday equity based trailing maximum drawdown.
My Funded Futures sim accounts don’t have daily loss limits. Live accounts have daily loss limits that are set by the risk management team.
| Flex | Rapid | Pro |
|---|---|---|---|
| Max Drawdown |
4%
TRAILING EOD (B) |
3–4%
TRAILING (E) |
3–4%
TRAILING EOD (B) |
| Daily Drawdown | — | — | — |
Maximum Drawdown
Maximum drawdown is calculated based on the initial account balance. E.g. 4% maximum drawdown on an $50k account is $2k, meaning the drawdown limit is placed at $48k.
My Funded Futures uses trailing maximum drawdown. This trails up until it reaches the original account balance +$100. How it trails up depends on the trailing type.
EOD Trailing
All evaluation accounts, and the Flex and Pro Funded Accounts use EOD balance trailing maximum drawdown.
This drawdown moves up with new balance highs at the end of the day.
Equity Based Intraday Trailing
The Rapid Funded accounts use equity intraday trailing maximum drawdown (specified as RealTime on My Funded Futures pages).
This drawdown trails up with new intraday equity highs. This means trades in floating profit can make the drawdown limit trail up, even before the trade has been closed.
My Funded Futures Payouts
My Funded Futures offers payouts through Rise.
Flex funded account:
- Payout frequency: Weekly
- Pays an 80% profit split.
- You can request a payout after 5 winning days with net profit per day of at least:
- $25k plan: $100
- $50k plan: $150
- Net Profit required between each payout:
- $25k plan: $250
- $50k plan: $500
- You can request up to 50% of your net profits
- Minimum withdrawal: $250
- Maximum per withdrawal:
- $25k plan: $3,000
- $50k plan: $5,000
- After your first payout, the Max Loss Limit moves to initial balance + $100
Rapid funded account:
- Payout frequency: Daily
- Pays a 90% profit split
- Required Buffer:
- $50k plan: $2,100
- $100k plan: $3,100
- $150k plan: $4,600
- Minimum withdrawal after buffer: $500
Pro funded account:
- Payout frequency: Biweekly
- Pays a 80% profit split
- Withdrawal While in Buffer: You can withdraw up to 60% of your profits one time before fully clearing the buffer.
- Required Buffer:
- $50k plan: $2,100
- $100k plan: $3,100
- $150k plan: $4,600
- Minimum withdrawal after buffer: $1,000
With My Funded Futures the sim payout cap is $100k. Upon reaching this limit you will be transitioned to live.
| Flex | Rapid | Pro |
|---|---|---|---|
| Payout Frequency |
Weekly |
Daily |
Biweekly |
My Funded Futures has paid out over $150m to traders, which is verifiable on the rise blockchain. In the last 30 days it paid out more than $14m.
Trading Platforms & Conditions
My Funded Futures offers the following trading platforms:
- NinjaTrader
- Tradovate
- TradingView
- Quantower
- Vomuletrica
- DeepChart/DeepDom
- ATAS
My Funded Futures evaluations cost the same with all trading platforms.
Commissions
My Funded Futures maximum commission per contract are:
| Exchange | Max Commission Per Contract |
| CME | $6.22 |
| COMEX | $5.12 |
| CBOT | $6.12 |
| NYMEX | $6.00 |
The full instrument and commission list can be found here.
Contract Limits
My Funded Futures has the following contract limits:
| Account Size | Flex Max Contracts | Rapid Max Contracts | Pro Max Contracts |
| $25k | 3 | — | — |
| $50k | 5 | 5 | 3 |
| $100k | — | 10 | 6 |
| $150k | — | 15 | 9 |
All accounts can trade Micro contracts during the evaluation. Rapid and Flex accounts can trade micro contracts on funded. However, Pro funded accounts do not allow micro scaling.
Trading Restrictions
Trading Hours
Trades can be placed starting at 6:00 PM EST at the Globex Open and can be held through until the 4:10 PM EST NY session close.
During holiday trading hours, auto-liquidation will not occur at the half-time market close, and the trader is responsible for closing the positions.
News Trading
News trading is allowed on all evaluation accounts. It is also allowed on Flex funded accounts.
However, news trading is restricted with Rapid and Pro funded accounts. No positions or orders (including limit orders) can be open 2 minutes before and after any Tier 1 news releases.
|
Flex Select |
Rapid Select |
Pro Select |
|---|---|---|---|
| Challenge Phase | ✓ Allowed | ✓ Allowed | ✓ Allowed |
| Funded Phase | ✓ Allowed | ✕ Not Allowed | ✕ Not Allowed |
| Restricted Window | — | ±2 min | ±2 min |
Maximum Allocation
You may have up to 10 evaluation accounts at one time with My Funded Futures.
For sim funded accounts:
- Mix and match $25K and $50K accounts, as long as the total number of active Sim-Funded accounts does not exceed 5.
- If you have a $100K or $150K Sim-Funded account, your total limit is reduced to 3 active Sim-Funded accounts, regardless of account plan size.
- For the 50k Flex sim funded allocation is capped at 3.
Prohibited Strategies
The following strategies are prohibited with My Funded Futures:
- High-frequency Trading
- Simultaneously placing multiple limit orders at the same price to manipulate order fills
- Exploiting the absence of slippage and utilizing tight brackets to gain from favourable fills
- Engaging in trades during tier 1 economic data releases
- Collaborating with others to execute identical or opposite strategies across unconnected accounts
- Device Sharing & Copy-Trading other Traders
- Hedging
The full prohibited strategies list can be found here.
Additional Rules
- Inactivity: The inactivity rule applies only to simulated-funded accounts. To keep your funded account active, we require at least one trade every 7 calendar days. If you’re planning to take a break from trading, you must inform My Funded Futures in advance so your account is notated and a rule violation does not occur.
My Funded Futures Review Conclusion
In conclusion, My Funded Futures is a reputable prop firm that pays out.
Its Flex plan is the best choice for most traders, as having no funded buffer means getting reaching payouts requires less profit on the funded account.
Meanwhile confident traders will have higher earning potential with the Pro plan, but this comes with a higher price and buffer.
The Flex plan is not recommended as RealTime trailing drawdown on the funded account is extremely restrictive.
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