The My Funded Futures Builder Plan is the firm’s fastest route to funding, with one day to pass and no consistency rule during the evaluation.
With payouts up to every 48 hours, it offers fast earning potential too.
The Builder plan offers 40% off for the first few purchases, then 30% off for unlimited purchases after that. Make sure to use discount code TPJ for the highest available discount.
Pricing: Default vs Add-On
The Builder Plan is only available in $50k account size, but has the option between Default with $2,000 maximum drawdown or the Add-On variation with $1,500 maximum drawdown.
| Builder – Default ($2,000 Max Drawdown) | Builder – Add-On ($1,500 Max Drawdown) | |
| Price | $153 | $125 |
| Discounted Price (30% OFF) | $107 | $87 |
| Discounted Price (40% OFF – 2 uses only) | $92 | $75 |
| Activation Fee | $0 | $0 |
- The Default option is more expensive, with a $153 base price, and a discounted price as low as $92.
- Meanwhile the Add-On option is around 18% cheaper, costing $125, or as low as $75 with discounts.
- All Builder plans have no activation fees.
While the cheaper Add-On price may be tempting, the Default is by far the better choice. This is because the Add-On is only 18% cheaper, but it has 25% less drawdown. This means the true backing per dollar (maximum drawdown / evaluation fee) is lower with the Add-On, meaning it offers lower value for money.
| Builder – Default | Builder – Add-On | |
| Price | $153 | $125 |
| Profit Target | $3,000 | $3,000 |
| Max EOD Drawdown (MLL) | $2,000 | $1,500 |
| True Backing Per Dollar | $13 | $12 |
| Drawdown : Profit Target | 1:1.5 | 1:2 |
Not only this, but the lower maximum drawdown means the Add-On evaluation has a larger drawdown to profit target ratio, meaning it is harder to pass.
This means you should always choose the Default Builder option, as all other parameters are the same.
| Builder – Default | Builder – Add-On | |
| Starting Balance | $50,000 | $50,000 |
| Daily Loss Limit | $1,000 – soft pause | $1,000 – soft pause |
| Max Contracts | 4 Minis / 40 Micros | 4 Minis / 40 Micros |
| Consistency Rule | None | None |
| Minimum Trading Days | 1 Day | 1 Day |
| News Trading | Allowed | Allowed |
| Drawdown Model | EOD Trailing | EOD Trailing |
Builder Challenge
| Stage | Profit Target | Max Drawdown TRAILING EOD (B) | Daily Drawdown BALANCE | Funded Account Buffer |
|---|---|---|---|---|
| Phase 1 | 6% | 4% | 2% | 6% |
Highlights
- One day to pass
- No consistency rule during the evaluation
Trade-offs
- Buffer required on funded account
- Consistency rule on funded account
- $500 net profit required between payouts
 Profit Split | Up to 80% |
 Max Contracts | 4 |
 Time Limits | Unlimited |
 Minimum Trading Days | 1 |
 News Trading | ✓ Allowed |
 Weekend Holding | ✗ Not Allowed |
 Consistency Rule | 50% Best Day On Funded |
 Payout Frequency | 2 Days |
Challenge Pricing
As there is no consistency rule during the evaluation, you can pass a My Funded Futures Builder evaluation in a single day.
Builder Sim Funded Payouts
The sim funded account has the same parameters as the evaluation, but with a 7 day inactivity rule and no profit target. You may only have 1 builder sim funded account at a time.
The profit split is 80%, which can be requested every 2 days with a 50% consistency rule and minimum payout of $500.
Only profits above the buffer can be requested as a payout. The buffer size is the account maximum drawdown +$100. So $2,100 for the $2k drawdown plan, and $1,600 for the $1.5k drawdown plan. This means the minimum balance to request a payout is $52,600 and $52,100 respectively.
| | Builder – Default ($2,000 Max Drawdown) | Builder – Add-On ($1,500 Max Drawdown) |
| Minimum Payout | $500 | $500 |
| Maximum Payout | $2,000 | $2,000 |
| Buffer Size | $2,100 | $1,600 |
| Minimum Balance To Request Payout | $2,600 | $2,100 |
For subsequent payouts, you must make at least $500 net profit since the last payout to be eligible to withdraw again.
The maximum payout per cycle is $2,000. You may request a maximum of 5 payouts before being transitioned to live, resulting in a maximum earnings of $10k. If you want to earn more before moving to live, consider My Funded Future’s Pro plan, which has a huge $100k sim funded payout cap.
The Builder live stage has the same drawdown size as the other stages, but it locks in place once it reaches the original account balance. It offers daily payouts with an 80% profit split and no consistency rule.
Conclusion
In conclusion, the Builder plan is a competitive choice, but you should always choose the default $2,000 Max Drawdown option for the best value for money. The challenge is on the more expensive side, and there are other firms that offer higher 90% profit splits. But My Funded Future’s excellent reputation and fast payouts mean it’s worth paying a little extra.
For newer traders, the My Funded Futures Flex Plan may be easier to reach a payout, as it has no buffer on the funded stage, but it does have a consistency rule during the evaluation.
As previously mentioned, the Pro plan offers higher earning potential than the builder, but it is more expensive and requires 2 days to pass.
Overall, the Builder plan offers a good middle ground for traders who don’t mind a buffer, but also won’t need higher sim funded payout caps.
